The Extended “Fix” for Canceled Health Insurance Policies: Latest State Action

By Kevin Lucia, Sabrina Corlette, and Ashley Williams

In March, the Obama administration released guidance extending for two additional years its transitional policy fix that allows renewal of health insurance policies that do not meet the Affordable Care Act’s (ACA) coverage standards. This means that, if permitted by the State, health insurers can continue policies that exist today, but do not comply with ACA protections that went into effect in 2014, through 2017.  Most, but not all, states have embraced the extension, including a number of states that have changed their original position and are now allowing renewals of noncompliant policies.

In the latest blog post for The Commonwealth Fund, Kevin Lucia, Sabrina Corlette, and Ashley Williams document states’ decisions regarding the extended transitional policy fix and examine considerations related to the impact on 2015 premiums, SHOP enrollment, and consumer protections.  You can read the full post here.

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The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.