Category: State of the States

In the Midst of “Rate Shock” Fears, Insurers Request Lower Rates in Oregon

An interesting thing happened in Oregon last week after the Division of Insurance publicly posted insurers’ proposed premium rates for 2014. After seeing their competitors’ prices, two insurers asked the Division to allow them to reduce their proposed rates. Sabrina Corlette examines these recent developments and their implications for consumers.

Potential Costs and Challenges in Boston

With much of the country still reeling from the Boston marathon bombings, many of the victims, as well as their families and friends, have already begun the long road to recovery. With estimates that total medical costs could be as high as $9 million, Katie Keith considers some of the costs and challenges that the victims might face in obtaining the care they need.

New Guidance: Federal Regulators Allow “Collaborative Arrangements” for Enforcement

On March 15, 2013, federal regulators released guidance on how the Affordable Care Act’s new market reforms will be enforced. In a post that originally appeared on The Commonwealth Fund Blog, Katie Keith and Kevin Lucia describe how the new guidance fits into the Affordable Care Act’s enforcement framework and what the new guidance means for enforcement of the law’s most significant reforms.

Some States Consider Nondiscrimination Requirements

In implementing the Affordable Care Act, state regulators may increasingly look for ways to ensure that health insurance does not discriminate against certain groups of individuals, such as people living with HIV, older Americans, and even women. In this spirit, Katie Keith describes how Colorado and the District of Columbia each took recent steps to prohibit insurers from discriminating against enrollees based on gender identity and sexual orientation.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.