short-term limited duration insurance

Short-Term, Limited-Duration Insurance and Risks to California’s Insurance Market

Posted May 1, 2018 by CHIR Faculty

In a new California Health Care Foundation issue brief, CHIR’s Dania Palanker, Kevin Lucia, JoAnn Volk, and Rachel Schwab interviewed 21 stakeholders—including state officials, brokers and agents, insurers, and experts on California insurance markets to understand California’s short-term insurance market and how proposed federal regulatory changes could change the market. Their research finds that expanding the duration of short-term plans could increase their market and add to the destabilization of the individual health insurance market, including Covered California.

States Leaning In: Washington

Posted April 30, 2018 by Rachel Schwab

Since the Affordable Care Act was passed in 2010, states have embraced the law to varying degrees. While some states have refused to implement the ACA and actively oppose it, other states have leaned in, stepping up to preserve the consumer protections and market rules in the wake of federal actions to weaken the law. CHIR’s Rachel Schwab examines steps that Washington State has taken to ensure that their residents can continue to obtain affordable, high quality coverage, and how other states can do the same.

New Georgetown – Urban Institute Report Finds Health Plans Bracing for More Federal Uncertainty Over Affordable Care Act

Posted March 20, 2018 by CHIR Faculty

Researchers from Georgetown CHIR and the Urban Institute have released a new report documenting the findings from a series of interviews with insurers participating in the Affordable Care Act marketplaces. We share a summary of key takeaways here.

Making Short-Term Plans a Long Term Coverage Option: Risks to Consumers and to Markets

Posted March 12, 2018 by Sabrina Corlette

The White House and Secretary of Health & Human Services have recently called for making short-term plans renewable. CHIR’s Sabrina Corlette delves into what “guaranteed renewability” means and the risks to consumers and insurance markets if such a policy is extended to short-term insurance.

Proposed Federal Changes to Short-Term Health Coverage Leave Regulation to States

Posted February 21, 2018 by CHIR Faculty

The Trump administration issued proposed rules on February 20, 2018 that rescind Obama-era restrictions on short-term, limited duration insurance products. This action, if finalized, would leave regulation of short-term health plans almost entirely to states. In their latest post for The Commonwealth Fund’s To the Point blog, CHIR experts Dania Palanker, Kevin Lucia, Sabrina Corlette and Maanasa Kona review current short-term plan standards in a sampling of 10 diverse states.

Proposed Federal Changes to Short-Term Health Coverage Leave Regulation to States

Posted February 5, 2018 by CHIR Faculty

The Trump administration is expected to reverse federal limitations on short-term insurance, which does not have to comply with Affordable Care Act rules like preexisting condition protections. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker, Kevin Lucia, Sabrina Corlette, and Maanasa Kona examine how ten states currently regulate the short-term insurance market.