Most Americans see the need for more data about health insurance and how it’s working for consumers, and the insurance industry itself seems to recognize the importance of collecting and analyzing data. But it’s not clear that our government regulators do. JoAnn Volk looks at the mismatch between what insurers are undertaking and what federal rules will require for data collection.
While we’re struggling with Affordable Care Act (ACA) issues, there’s value in taking the time to look back and appreciate the impact of the ACA and other healthcare reforms implemented over the past few decades. To that end, CHIR faculty member and former Indiana Insurance Commissioner Sally McCarty is posting a series called “Back in the Day – Lessons from Pre-reform Days.” This installment looks at policies in a “death spiral.”
Seventeen states have enacted rules for health insurance marketplace navigators that could hinder their ability to provide consumer assistance. In a blog series published by the Commonwealth Fund, CHIR experts Justin Giovannelli, Kevin Lucia and Sarah Dash take a closer look at these laws and their impact on outreach and enrollment.
Media outlets are reporting on a trend towards narrow network health plans offered through the Affordable Care Act’s health insurance marketplaces. Max Farris and Sally McCarty provide context for this emerging issue and discuss the state role in ensuring consumers have access to a sufficient number of primary care and specialty care physicians, facilities, and other providers.
A number of states have acted in recent years to exempt health care sharing ministries from traditional insurance market rules. Katie Dunton examines this trend, the implications under the Affordable Care Act, and the impact on consumers.
The National Association of Insurance Commissioners (NAIC) has appointed former Senator Ben Nelson as it's new CEO. As one of the NAIC's consumer representatives, Sabrina Corlette welcomes Senator Nelson to his new role.
In our most recent issue brief for the Commonwealth Fund, CHIR researchers studied the progress states have made to date in implementing the 2014 market reforms and found that most states have yet to move forward with changes they need. Katie Keith discusses the actions that states have taken so far and what our findings mean for federal and state regulators as they implement the Affordable Care Act.
Of the many consumer protection tools available to health insurance regulators, one of the most powerful is the ability to review premium rates. Yet, some states have made recent decisions to abdicate this authority to federal regulators. Sally McCarty discusses recently enacted legislation in Florida that suspends the state’s rate review requirements – and what it means for insurers, regulators, and consumers.
On May 7th, the National Institute for Healthcare Management Foundation hosted a webinar on state marketplace development and the major milestones left to meet before open enrollment begins on October 1st. Allison Johnson listened in and has highlights from the panel of federal officials, industry representatives, and consultants.
While we have certainly seen some busy weeks for Affordable Care Act implementation, we had not expected this week to be so filled with new federal guidance and key events on exchange development and other insurance reform issues. To help you (and us) keep up, Katie Keith has a quick guide on what is happening this week on Affordable Care Act implementation.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
