Last year, we talked with Navigators to learn about how they reached consumers despite major funding cuts. In light of a number of new policy changes and further funding decreases, CHIR’s Olivia Hoppe checked in with Navigators and assisters from five states on how they fared in this year’s Open Enrollment, and the challenges ahead.
Across the country, states are yet again dealing with policy changes just before the fall open enrollment season. Virginia, however, is a special case. The state is dealing with simultaneous implementation of Medicaid expansion, expanded short-term limited duration insurance and association health plans, and changes to the definition of sole proprietors for small employers, all with less funding for the navigator program. CHIR’s Olivia Hoppe breaks down how each change affects Virginians.
With open enrollment into the Affordable Care Act marketplaces beginning November 1st, there will be considerable divergence among states in the amount of information and personalized assistance consumers receive about coverage options. While the federally run marketplace has dramatically cut back its investments in both advertising and the Navigator program, the state-based marketplaces are making big investments in those activities. In their latest To The Point blog for the Commonwealth Fund, CHIR’s Sabrina Corlette and Rachel Schwab discuss the findings from a new survey of state-based marketplaces.
On September 12, the Centers for Medicaid and Medicare Services released the in-person assistance awards for the 2018-2019 enrollment season. The Administration allotted $10 million to the federally facilitated marketplaces, a more than 80 percent drop in funding over two years. CHIR’s Olivia Hoppe explains the risks the funding cuts pose on consumers and the ACA marketplaces.
The Centers for Medicare and Medicaid Services announced on July 10, 2018 that they would fund up to $10 million for Navigator programs in the 34 federally facilitated marketplace states in 2018, an over 80 percent cut from the program’s original funding. CMS is also encouraging applicants to educate consumers about plans that don’t meet Affordable Care Act standards. CHIR’s Olivia Hoppe explains the effects these changes could have on consumers and the market.
The Trump Administration has proposed a number of changes to the Affordable Care Act’s essential health benefit standard, marketplace operations, and other consumer protections. In this first in a series of blog posts analyzing public comments on the proposed rules, CHIR’s Sabrina Corlette finds that insurance industry responses were not always what you’d expect.
Enrolling in marketplace health insurance is already a tall order for many consumers because of the time and effort involved to sign up. This year is gearing up to be even more challenging. CHIR’s Olivia Hoppe details why this Open Enrollment will be her toughest yet as a Certified Application Counselor.
Marketplace enrollment is upon us. November 1 marks the start to the fifth open enrollment season. To help marketplace Navigators and others assisting consumers with marketplace eligibility and enrollment, we at CHIR have updated and improved our Navigator Resource Guide. The Guide houses over 300 frequently asked questions (FAQs) and answers about all things marketplace coverage-related, as well as information about employer-sponsored coverage. CHIR’s Sandy Ahn highlights some of the changes.
Open enrollment will be here sooner than we know it. But this year’s open enrollment, will be quite different from previous years due to numerous policy changes and proposed budget cuts to marketplace consumer outreach, assistance, and enrollment system under the Trump administration. These changes will make it much more confusing for consumers and place much more of a burden on the assisters that help them. CHIR’s Sandy Ahn summarizes some of the change in store for 2018 open enrollment.
Assister programs and brokers play an integral role of navigating consumers through the marketplace enrollment process. Kaiser Family Foundation’s recent survey of these stakeholders indicates these programs will continue to be needed given the knowledge gaps that still exist among consumers and the high proportion of consumers who seek help with renewal. Current legal intern and guest blogger, Emma Chapman (Georgetown JD/MPP, expected 2018), summarizes the main findings of the survey.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
