Tag: health care costs

The Impact of Unions on Employer-Sponsored Health Insurance

In just the first eight months of 2023, over 323,000 workers engaged in a labor action against their employers. Unions have been demanding better wages, protections, and benefits—including better health plans. CHIR’s Maanasa Kona takes a look at the role of unions in securing affordable health coverage for workers, including the innovative strategies they’ve used to reduce the unsustainable growth in health system costs.

Early Rate Filings Show Premium Increases, Rising Costs of Care

The Centers for Medicare & Medicaid Services has published proposed rate changes for 2024 Marketplace plans. In some states, insurers submitted rate requests earlier in the summer, alongside justifications for the proposed changes to next year’s premiums. CHIR dug into the rate requests from select states with early rate filing deadlines to see what’s behind the premiums consumers could be facing in 2024, both on- and off-Marketplace.

June Research Roundup: What We’re Reading

As we splashed into summer, CHIR soaked up the latest health policy research along with some rays. In June, we read about trends in coverage and access for LGBT adults, the rise of facility fees, and the out-of-pocket cost burden of mental health care.

February Research Roundup: What We’re Reading

Along with “Health Policy Valentines,” February brought a host of new health policy research. This month, we read about trends in medical and pharmacy spending, the relationship between health systems’ financial performance and amounts paid by commercial plans, and mental health provider network adequacy.

ERISA 101: The United States’ Hands-Off Approach to Regulating Employer Health Plans

Amidst growing health care costs, adequate health insurance coverage is increasingly unaffordable for employers and employees. There is a growing focus on the role employer-sponsored plans can play in health care cost containment, but under the Employee Retirement Income Security Act of 1974 (ERISA), the access, affordability, and adequacy of employer coverage is dictated less by law and regulation and more by individual employers.

The Erosion of Employer-Sponsored Health Insurance and Potential Policy Responses

Employer-sponsored insurance (ESI) covers 160 million Americans, but the adequacy of these plans is in decline. In a new series for CHIRblog, Maanasa Kona and Sabrina Corlette assess some proposed policy options designed to improve the affordability of ESI. The first blog of the series looks at the primary drivers of the erosion occurring in ESI and identifies three recognized policy options to improve affordability for employers and workers alike.

June Research Roundup: What We’re Reading

It’s finally summer, and during the latest heat wave, the CHIR team cooled off with new health policy research. In June, we reviewed studies on improving race and ethnicity data collection in health insurance marketplaces, the value of health savings accounts, and variation in medical debt accumulation across the U.S.

Understanding the Role of Private Equity in the Health Care Sector

As private equity involvement in the health care industry increases, policymakers and other stakeholders are sounding the alarm and calling for better regulation to control costs and protect patients. CHIR’s Maanasa Kona takes a look at the role of private equity in the health care sector and how it impacts consumers.

May Research Roundup: What We’re Reading

This month, the CHIR team celebrated the end of the school year with new health policy research. For the latest installment of our monthly research roundup, we reviewed studies on access to providers in Medicaid managed care networks, how the Employee Retirement Income Security Act (ERISA) affects state cost containment reforms, and the health coverage implications of the Biden administration’s recent changes to the public charge rule for immigrant communities.

Update on State Public Option-Style Laws: Getting to More Affordable Coverage

While federal health coverage reforms remain stalled in Congress, several states are pushing forward to establish modified versions of public health insurance options. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Christine Monahan, Justin Giovannelli, and Kevin Lucia provide an update on implementation of public option-style plans in Washington, Colorado, and Nevada.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.