Open Enrollment has ended in the majority of states, and almost 8.5 million people signed up for coverage through HealthCare.gov. As consumers begin to use their 2019 plans, a host of questions about covered services, cost sharing, provider networks and more are sure to crop up. Luckily, CHIR has answers to frequently asked post-enrollment questions in our recently updated Navigator Resource Guide.
In the past month, new research highlights the regressive effects of high health plan cost sharing. In our first post for CHIRblog’s new What We’re Reading series, CHIR’s Olivia Hoppe dives into some recent health insurance and financial equity research.
Medical students are taught to care for the whole person. Shouldn’t that include care for the patient’s wallet, as well? As insurers increasingly shift costs to enrollees, Georgetown University medical student Joshua Barrett considers the role of the physician – and medical education – in helping patients stay both physically and financially healthy.
The National Association of Insurance Commissioners wrapped up work on recommended changes to the Summary of Benefits and Coverage. JoAnn Volk provides an update on what some of those changes are and how consumers may benefit.
Understanding how health insurance works can be confusing, particularly when it comes to deductibles, a topic we’ve had a lot of questions about. In today’s post, Sandy Ahn discusses how an embedded deductible works in a health plan for family coverage and compares that to an aggregate deductible. This information is also included in our online Navigator Resource Guide released last month.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
