The Administration released its final regulation on the Affordable Care Act's requirement that plans cover a minimum set of essential health benefits. Sabrina Corlette took a peek and examines the pluses – and minuses – for consumers.
Next year’s premiums for individual market plans will be way down in New York thanks to the Affordable Care Act. Christine Monahan discusses how a competitive exchange and the individual mandate will provide relief to cash-strapped New Yorkers.
In comments to federal regulators on recent proposed rules, the NAIC added its voice to the chorus of stakeholders who have weighed in on some of the Affordable Care Act’s most significant protections. Katie Keith has highlights from the NAIC's four comment letters on the 2014 market reforms, essential health benefits, multi-state plans, and the rate review template.
In our most recent issue brief for the Commonwealth Fund, CHIR researchers studied the progress states have made to date in implementing the 2014 market reforms and found that most states have yet to move forward with changes they need. Katie Keith discusses the actions that states have taken so far and what our findings mean for federal and state regulators as they implement the Affordable Care Act.
The Office of Personnel Management recently issued a final rule on the multi-state plan program in which it attempts to standardize contracting processes and state rules to, in theory, make it easier for insurers to enter new markets while limiting the extent to which multi-state plan issuers can bypass state consumer protections and preserving a level playing field in exchanges. Christine Monahan discusses how OPM has attempted to balance these competing pressures and discusses where multi-state plans may or may not have flexibility.
The health insurance provisions of the Affordable Care Act were largely off the table in the recent negotiations to avert the fiscal cliff – with one exception. CHIRblogger Sabrina Corlette takes a look.
Of the many consumer protection tools available to health insurance regulators, one of the most powerful is the ability to review premium rates. Yet, some states have made recent decisions to abdicate this authority to federal regulators. Sally McCarty discusses recently enacted legislation in Florida that suspends the state’s rate review requirements – and what it means for insurers, regulators, and consumers.
Employers are increasingly turning to workplace wellness programs with an eye toward improving employee health and lowering their health care costs. In this post, JoAnn Volk takes a look at the final federal rule governing workplace wellness programs and what it means for consumers.
Rhode Island’s insurance regulators are using their rate review authority in innovative ways to make premiums more affordable for consumers – and tackle some of the underlying drivers of health care cost increases. Sabrina Corlette takes a look at Rhode Island’s most recent action to push the rate review envelope.
The National Association of Insurance Commissioners (NAIC) continues its work to support states’ implementation of the ACA. One work group is taking on the daunting task of updating dozens of model state health insurance laws to reflect the ACA’s new consumer protections. Sabrina Corlette joined their most recent call and provides an overview of their progress.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
