In our most recent issue brief for the Commonwealth Fund, CHIR researchers studied the progress states have made to date in implementing the 2014 market reforms and found that most states have yet to move forward with changes they need. Katie Keith discusses the actions that states have taken so far and what our findings mean for federal and state regulators as they implement the Affordable Care Act.
The Office of Personnel Management recently issued a final rule on the multi-state plan program in which it attempts to standardize contracting processes and state rules to, in theory, make it easier for insurers to enter new markets while limiting the extent to which multi-state plan issuers can bypass state consumer protections and preserving a level playing field in exchanges. Christine Monahan discusses how OPM has attempted to balance these competing pressures and discusses where multi-state plans may or may not have flexibility.
The health insurance provisions of the Affordable Care Act were largely off the table in the recent negotiations to avert the fiscal cliff – with one exception. CHIRblogger Sabrina Corlette takes a look.
Of the many consumer protection tools available to health insurance regulators, one of the most powerful is the ability to review premium rates. Yet, some states have made recent decisions to abdicate this authority to federal regulators. Sally McCarty discusses recently enacted legislation in Florida that suspends the state’s rate review requirements – and what it means for insurers, regulators, and consumers.
Employers are increasingly turning to workplace wellness programs with an eye toward improving employee health and lowering their health care costs. In this post, JoAnn Volk takes a look at the final federal rule governing workplace wellness programs and what it means for consumers.
Rhode Island’s insurance regulators are using their rate review authority in innovative ways to make premiums more affordable for consumers – and tackle some of the underlying drivers of health care cost increases. Sabrina Corlette takes a look at Rhode Island’s most recent action to push the rate review envelope.
The National Association of Insurance Commissioners (NAIC) continues its work to support states’ implementation of the ACA. One work group is taking on the daunting task of updating dozens of model state health insurance laws to reflect the ACA’s new consumer protections. Sabrina Corlette joined their most recent call and provides an overview of their progress.
Last week marked the thirty-seventh time that the House has voted to repeal the Affordable Care Act. Sally McCarty reflects on how that news may have been received by the millions of people who are already benefiting from the law’s early market reforms and, in particular, those formerly plagued by lifetime limits on their health insurance.
An interesting thing happened in Oregon last week after the Division of Insurance publicly posted insurers’ proposed premium rates for 2014. After seeing their competitors’ prices, two insurers asked the Division to allow them to reduce their proposed rates. Sabrina Corlette examines these recent developments and their implications for consumers.
With much of the country still reeling from the Boston marathon bombings, many of the victims, as well as their families and friends, have already begun the long road to recovery. With estimates that total medical costs could be as high as $9 million, Katie Keith considers some of the costs and challenges that the victims might face in obtaining the care they need.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
