Tag: California

July Research Roundup: What We’re Reading

CHIR’s summer reading list includes the latest health policy literature. In July, we read about the disparities in medical debt burdens, policy interventions to reduce choice errors in the Affordable Care Act (ACA) Marketplace, and the affordability of Marketplace health insurance under subsidy expansion.

Short-Term, Limited-Duration Insurance and Risks to California’s Insurance Market

In a new California Health Care Foundation issue brief, CHIR’s Dania Palanker, Kevin Lucia, JoAnn Volk, and Rachel Schwab interviewed 21 stakeholders—including state officials, brokers and agents, insurers, and experts on California insurance markets to understand California’s short-term insurance market and how proposed federal regulatory changes could change the market. Their research finds that expanding the duration of short-term plans could increase their market and add to the destabilization of the individual health insurance market, including Covered California.

Policy Experts Talk Strategies, Obstacles for “Repeal and Replace”

The Affordable Care Act (ACA) has increased access to health care by expanding coverage and reducing the number of uninsured, but problems facing consumers and insurers have some calling for repealing, replacing, or repairing the law. It seems every day we are presented with a new replacement plan or proposed rule, leaving the future of the health care landscape uncertain. Recently, CHIR sent Rachel Schwab to cover two D.C. events that brought together health policy experts to discuss the options and obstacles in front of us.

Health Plan Restrictions on Contraceptive Coverage: It’s like asking people to “renew their seat belt each month”

The Affordable Care Act (ACA) has lowered financial barriers to birth control by requiring health plans to cover contraceptives at no cost sharing, but restrictions limit the availability and affordability of certain methods. While we’ve come a long way in ensuring access to this essential service, one hundred years after Margaret Sanger opened the first Planned Parenthood clinic in Brooklyn, nearly half of all pregnancies in the U.S. are unplanned. Addressing the unmet need for contraceptives and enabling women to maintain consistent and accurate drug use is a public health issue that affects insurers, consumers, and providers.

CHIR Expert Sabrina Corlette Talks Marketplace Problems, Possible Solutions at Alliance for Health Reform Briefing

On Monday, September 26th, CHIR’s very own Sabrina Corlette spoke at a briefing on the future of ACA marketplaces put on by the Alliance for Health Reform. Ms. Corlette joined representatives from Anthem, the American Action Forum, and Covered California to discuss the forecast for 2017 and potential policy solutions to expand coverage and access in the individual market.

Understanding Consumers’ Experience with Health Insurance: New California Report on Complaints Provides Insights

Earlier this month, the California Office of the Patient Advocate (OPA) released its first annual report cataloguing consumer complaints and inquiries about their health plans across four California state health agencies. The report examines 27,028 consumer complaints that were closed in 2014. CHIR’s Hannah Ellison explores highlights of the report and discusses its potential for impact.

HHS Study Shows Benefits of Shopping and Subsidies, but Costs Still a Concern

With health insurers’ rate filings looming on the horizon, many are concerned we’ll see proposed premium increases for 2017. But a report released last week demonstrates that, behind the headlines, consumers are likely to see more affordable premiums after they’ve shopped for the best deal. At the same time, another study shows that consumers’ out-of-pocket costs for health services are steadily rising. Sean Miskell has the details.

Accessing Provider Directories and Formularies: CHIR Goes Sleuthing

We’re counting down again to Open Enrollment 3 and this year, all health plans must make accessing provider directories and formularies, or the list of covered prescription drugs, easy for consumers. This means consumers should be able to find this information on insurer website sites without creating an account or entering a policy number. CHIR’s Sandy Ahn flexes her investigative skills and looks to see how accessible this information really is.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.