Tag: affordable care act

As Self-Funding Increases in Popularity, Two States Step up to Address Potential Stop-Loss Policy Concerns

In the wake of the Affordable Care Act’s insurance market reforms, policy experts have raised concerns that there could be greater incentives for small businesses to self-fund their health plans. Self-funding can be attractive for some small groups, but also can pose significant risks. In the wake of a white paper from the National Association of Insurance Commissioners, two states have stepped up to address concerns. Ashley Williams has the latest.

A Roadmap For Getting Enrollment Right for Immigrant Families

The Affordable Care Act brought the promise of affordable coverage to many lawfully present immigrants but many continue to face challenges when applying through healthcare.gov. Our colleague Sonya Schwartz of Georgetown’s Center for Children and Families shares the top takeaways from her recently published report, which provides a roadmap that the marketplaces can use to to smooth the path to enrollment for immigrant families.

States Innovation Waivers under the ACA: A Closer Look at the Updated Federal Guidance and State Proposals

Beginning in 2017, states can pursue “innovation waivers” under section 1332 of the Affordable Care Act. These waivers allow states to pursue broad alternatives or targeted fixes to the ACA. In their latest blog post for the Commonwealth Fund, CHIR researchers Kevin Lucia, Justin Giovannelli, Sean Miskell and Ashley Williams examine the waiver applications that have been submitted so far, as well as activity in states considering a waiver.

Little Known Provision Keeps Kids From Slipping Through Cracks Due to Differences in Eligibility Rules

For the most part, the ACA tries to align the ways that Medicaid and the health insurance marketplaces determine eligibility for their respective programs. But every once in a while, there’s a risk that someone might fall through the cracks. This initially appeared to be the case when our colleague Tricia Brooks was asked to help with a complex family situation in which a child seemed to be caught between the differences between each program’s rules, putting him at risk of being uninsured. Fortunately, Tricia was able to unearth a little known but important rule that helps kids get the coverage they’re entitled to.

2016 Insurer Participation Remains Stable in State-Based Marketplaces

In the wake of the high-profile closures and departures of some health plans from the individual market, a close analysis of plan participation in the state-based marketplaces demonstrates that consumer choices remain relatively stable. In CHIR’s latest blog post for the Commonwealth Fund, Emily Curran, Justin Giovannelli and Kevin Lucia assess insurers’ participation in the state-run marketplaces and the policy levers in place to help foster competition.

A Look at Proposals for Improving Health Coverage Affordability

Welcome to 2016. With first votes being cast in the 2016 election cycle less than two weeks away and House Speaker Paul Ryan (R-WI) promising to unveil an ACA replacement plan to steer the 2016 party agenda, the policy debate on health reform is far from over. We here at CHIR are keeping an eye on reform proposals, and in this post, CHIR’s Hannah Ellison examines various proposals to improve affordability of coverage under the ACA.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.