Tag: aca implementation

The Affordable Care Act CO-OP Program: Facing Both Barriers and Opportunities for More Competitive Health Insurance Markets

The recent financial troubles of some CO-OP plans created under the Affordable Care Act have sparked questions about the long-term viability of the program. In their latest blog post for the Commonwealth Fund, CHIR experts Sabrina Corlette, Kevin Lucia, Justin Giovannelli and Sean Miskell assess the current status of the CO-OP program, challenges to success, and prospects for the future.

After a Slow Start, Federal Small Business Health Insurance Marketplace Offers New and Improved Functions

With intense focus on enrollment in the Affordable Care Act marketplaces, enrollment through the Small Business Health Options Program (SHOP) has flown under the radar by comparison. In their latest blog post for the Commonwealth Fund, Kevin Lucia, Justin Giovannelli and Sean Miskell discuss early challenges for the SHOP as well as recent improvements.

Insurance Premium Surcharges for Smokers May Jeopardize Access to Coverage

While the ACA limits the power of insurance companies to charge higher prices to consumers based on health status and other factors, the law doesn’t stop insurers from imposing a premium surcharge on tobacco users that can raise the cost of coverage by as much as 50 percent. In a new blog post for the Commonwealth Fund, CHIR researchers discuss the pros and cons of tobacco rating and examine why some states have chosen to ban the practice.

Are People in Immigrant Families Gaining Coverage Under Health Reform?

Although we are in the midst of the second open enrollment period under health care reform, we still don’t have good data on whether people in immigrant families are gaining access to coverage. What we do know suggests we’re making some progress, but that challenges remain. Our Georgetown colleague Sonya Schwartz gets us up to speed.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.