By Justin Giovannelli, Rachel Schwab, Kevin Lucia
The Biden administration has pledged to offer health plans with standardized benefit designs via HealthCare.gov, beginning in 2023. These standardized designs can streamline consumer decision-making and help encourage enrollment in more optimal coverage options. Officials can also adjust the cost-sharing under these designs to reduce financial barriers to high value services, such as primary care and chronic disease management. Several states are leading the way by offering standardized benefit plans via their state-based marketplace. In their latest post for the Commonwealth Fund, CHIR experts assess these states’ experiences and the lessons they may offer for the federal effort. You can read the full post here.