…largest group of the remaining uninsured. What: Increasing enrollment with data-driven tactics Messaging this year will include the availability of financial assistance and the impact of that assistance to encourage new and current consumers to shop for a plan. In particular, Healthcare.gov found through data analysis that sending an email reminding people of their eligibility for financial assistance increased enrollment…
…the state-run SHOPs enrollment is a small fraction of total small group market enrollment. Federal officials have not released state-specific data, but there’s no reason to believe their enrollment is any more robust than in the state-run SHOPs. Some state officials have questioned whether the costs of running the SHOP outweigh the benefits it provides to employers. What are the…
…take advantage of three “free” months of care in the grace period, then immediately reenroll the following year. Rather, enrollment falls gradually throughout the year, according to Centers for Medicare and Medicaid Services data. That’s because enrollees leave the market during the year for many reasons, including obtaining other coverage, while entry is restricted to people who qualify for special…
In a few short weeks November 1 will mark the fourth year of open enrollment for ACA marketplaces. With each new enrollment season, marketplace officials have tried to improve consumers’ shopping experiences with tools to help them select and compare health plans. Here’s what we know so far about the tools available this year on marketplaces using healthcare.gov. The Out-of-pocket…
…requirement. The IRS recently released a report on 2014 income tax filings that includes data on the first year of the PTC and ISRP. We analyzed this data to look at the tax credits and payments by income brackets and found that millions of low-income tax filers benefited from the PTC in 2014 – but millions of low-income tax filers…
…point” during the coming open enrollment season, network breadth information will be displayed in Maine, Ohio, Tennessee and Texas. As we noted previously here on CHIRblog, CCIIO committed to piloting the network size rating system in six states back in August, which was a significant reduction from the anticipated rollout of the system in all 34 states using the federal…
…for young adults (aged 18-34) who remain the largest group without health insurance. Obtaining better data about who is using SEPs and under what circumstances would also help policymakers both improve outreach efforts and better target any needed interventions to shut down inappropriate use of SEPs. Without that data, any further restrictions may dampen enrollment and worsen the risk pool….
Insurance companies in, insurance companies out. Premiums up, premiums down. Failing CO-OPs, successful Medicaid managed care plans. The narrative surrounding the Affordable Care Act (ACA) marketplaces sounds like wildly unpredictable blues number. As we approach open enrollment in November, ominous headlines paint a picture of doom and gloom about the health law, especially concerning coverage in the individual market. While…
…part to correct for lower-than-expected pricing 2014-2016. But with all the hand-wringing over premium increases, let’s remember that, before the ACA, the cost of coverage caused many people to forgo it completely. A national survey found that nearly three-quarters (73%) of people seeking coverage in the individual market did not end up buying a plan, most often because the premium…
A graph has been making the rounds on the internet comparing cumulative increases in deductibles since 2011 to growth in inflation, worker earnings and health insurance premiums since it was posted as part of a Wall Street Journal blog. The graph is alarming because it shows deductibles in employer sponsored plans soaring above all other lines. But the graph only…
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