On February 6, 2019, the U.S. House of Representatives’ Education & Labor Committee held a hearing on threats to workers with pre-existing conditions. CHIR expert Sabrina Corlette was invited to testify and shares her statement here.
The expansion of short-term policies has raised concerns that they may be deceptively marketed, with some sellers leading consumers to believe they are buying a comprehensive policy when they are not. While twenty-four states have sought to regulate short-term plans, their efforts may be undermined by a loophole that allows the policies to be sold through out-of-state associations – a practice we found to be quite common.
A recent Washington Post article touted the emergence of association health plans under recent Trump administration rules, noting their lower cost and generous benefits. But the truth is more complicated, as CHIR experts Kevin Lucia and Sabrina Corlette point out, noting that AHPs often rely on medical underwriting and low “teaser” rates to lure new members. As a result, history is littered with insolvencies and even fraud connected to these arrangements.
A 2018 federal rule changing the definition of short-term limited-duration insurance (STLDI) has created a new marketing opportunity for insurance companies and brokers. In a new study, CHIR experts assess short-term plan insurers’ marketing tactics in the wake of the new federal rules and how regulators have prepared for this new market.
The U.S. Department of Health & Human Services has released a new set of rules and standards for the Affordable Care Act marketplaces and insurance provisions. CHIR’s Sabrina Corlette reviews the proposal and what its provisions mean for state insurance markets and coverage.
While the U.S. Congress is considering multiple proposals to combat the problem of unexpected balance billing for health care services, several states have moved ahead. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Jack Hoadley, Kevin Lucia, and Maanasa Kona share findings from a 50-state review of balance billing protections.
Last year, we talked with Navigators to learn about how they reached consumers despite major funding cuts. In light of a number of new policy changes and further funding decreases, CHIR’s Olivia Hoppe checked in with Navigators and assisters from five states on how they fared in this year’s Open Enrollment, and the challenges ahead.
We are now in the midst of the longest-ever shutdown of U.S. government agencies, resulting in closed offices, furloughed workers, and discontinued services. CHIR’s Sabrina Corlette takes a look at how the shutdown is affecting the Affordable Care Act marketplaces.
Open Enrollment has ended in the majority of states, and almost 8.5 million people signed up for coverage through HealthCare.gov. As consumers begin to use their 2019 plans, a host of questions about covered services, cost sharing, provider networks and more are sure to crop up. Luckily, CHIR has answers to frequently asked post-enrollment questions in our recently updated Navigator Resource Guide.
Many people make New Year’s resolutions, with popular ones being to get healthy and save money. In that spirit, CHIR’s Olivia Hoppe highlights three December studies that focus on families’ spending on health care and a new federal proposal to encourage the use of health reimbursement accounts.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
