State Health Care Purchasers Can Push Hospitals To Comply With Federal Transparency Requirements

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Federal law now requires hospitals to publish the prices they negotiate with private insurers, yet many of them are not complying. In this post for the Health Affairs Blog, CHIR’s Sabrina Corlette and Maanasa Kona and Marilyn Bartlett of the National Academy for State Health Policy discuss ways that state health benefit purchasers, such as state employee plans, can help increase hospital compliance.

State-Based Marketplaces Eye Health Equity, Expanding Enrollment Under New Federal Grants

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Last month, the Centers for Medicare & Medicaid Services announced $20 million in grant funding for the 21 state-based marketplaces (SBM). The federal funding, allocated under the American Rescue Plan, will allow SBMs to modernize their technology platforms, outreach programs, and other systems and operations to ensure compliance with federal requirements, including the temporary expansion of marketplace subsidies. CHIR’s Rachel Schwab takes a look at some of the initiatives SBMs are planning with the new grant funding.

September Research Roundup: What We’re Reading

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In our newest monthly roundup of health policy research, CHIR’s Rachel Swindle reviews studies on consumer knowledge of marketplace options, the consequences of allowing the American Rescue Plan’s marketplace subsidies to expire, and downstream impacts of cost sharing trends. 

Limited Plans with Minimal Coverage Are Being Sold as Primary Coverage, Leaving Consumers at Risk

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People shopping for health insurance online are often directed to websites using misleading or deceptive practices to steer them to products that are not compliant with the Affordable Care Act, such as fixed indemnity policies. In a new post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker and Kevin Lucia discuss the marketing of limited plans as a primary form of coverage and the risks these products pose to consumers. 

Final Round of Rulemaking for 2022 Affordable Care Act Marketplaces: Implications for States

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The Biden administration continues to put its stamp on the Affordable Care Act marketplaces with new rules to expand enrollment and consumer assistance, increase plan oversight, and reverse several Trump administration policies. In her latest post for the State Health & Value Strategies program, CHIR’s Sabrina Corlette highlights the issues of particular importance to state marketplaces and departments of insurance.

The No Surprises Act Proposed Rule on Air Ambulances and Enforcement: Implications for States

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This month the Biden administration released a second rule implementing the No Surprises Act, the new federal law banning balance bills in certain care settings and circumstances starting in 2022. In an Expert Perspective for the State Health & Value Strategies project, CHIR experts JoAnn Volk and Sabrina Corlette review provisions of the proposed rules of particular import to state-based marketplaces and state insurance regulators.

Building a Better Transparency Mousetrap: Recommendations to Optimize Hospital and Health Plan Price Disclosures

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Amidst high and rising health care costs, recent federal regulations require hospitals and health plans to publicly post their prices. Such data can be useful for those seeking to control costs and improve affordability, but lack of compliance with the new requirements and data accessibility have made analysis difficult. To gain insights into the potential for this data and generate ideas for how to optimize the information to help reduce health system costs, CHIR convened a meeting of health care researchers, purchasers, and insurance regulators from around the country.

Public Input on How to Design a Federal Public Option

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Congressional leaders requested input from the public on how to design a federal public health insurance option. CHIR’s Christine Monahan compiled and reviewed dozens of publicly available responses and shares key takeaways, as well as links so you can take a closer look.

August Research Roundup: What We’re Reading

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For the latest monthly roundup of health policy research, CHIR’s Rachel Swindle takes a look at studies published in August on the how the uninsured rate has held steady during the COVID-19 pandemic and expiration of cost-sharing waivers for COVID-19 treatment.

Federal Committee Recommends Airline Deregulation Act Changes to Avoid Conflicts with No Surprises Act

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Air ambulances are one of the largest sources of surprise medical bills. While the No Surprises Act would protect patients from balance bills from out-of-network air ambulance providers, another federal law – the Airline Deregulation Act – could raise questions about states’ authority to enforce these consumer protections. CHIR’s Madeline O’Brien and Jack Hoadley describe a federal advisory committee’s recommendations to resolve potential conflicts.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.