Provider networks and prescription drug coverage are important consideration for consumers when choosing a plan. As part of CHIR’s weekly series highlighting FAQs from our updated Navigator Resource Guide, this week we discuss how to make sure your plan provides access to the doctors, prescription drugs, and culturally competent care that you need.
For the past four years, December 15 has been the deadline for most Americans to enroll in the Affordable Care Act marketplaces for coverage effective the following year. This year the Biden administration has extended the sign-up window for an extra four weeks. CHIR’s Rachel Schwab takes a look at the benefits – and potential risks – of giving people more time to enroll.
For November’s monthly roundup of new health policy research, CHIR’s Emma Walsh-Alker reviewed studies about insurer participation in the Affordable Care Act marketplaces, how private equity ownership of air ambulances impacts surprise bills, and how pending legislation to fill the Medicaid “coverage gap” could affect hospital finances.
The Biden administration has announced a new policy to require health plans to pay for at-home COVID-19 tests. CHIR’s Sabrina Corlette walks through the pros and cons of their approach.
Enrolling in coverage on the marketplace requires comparing different health plans and decide which one best fits their needs for the upcoming year. To avoid unwelcome surprises, it’s crucial that consumers have an accurate understanding of plan options will and will not cover. This week, we highlight FAQs from CHIR’s updated Navigator Resource Guide about marketplace plans’ coverage standards.
This open enrollment, Washington State residents can once again purchase first-in-the-nation public option-style plans. Last year, Washington’s publicly procured plans—touted as a mechanism to improve affordability and competition in the marketplace—were less available and more expensive than proponents had hoped. In 2022, the second year of the program, these plans will offer average rate decreases and are available in a greater number of counties, an encouraging sign for the viability of Washington’s public option.
Open Enrollment is in full swing, but consumers should beware of “junk plans” when shopping for health insurance. As part of CHIR’s weekly series highlighting FAQs from our updated Navigator Resource Guide, we examine the risks of buying a plan outside of the marketplace.
Insurers are still required to fully cover COVID-19 testing, but finding a free test is a lot more difficult than it was last year. As we approach holiday gatherings, the need for affordable and accessible COVID-19 testing is critical. CHIR’s Megan Houston reviews the current state of COVID-19 testing coverage and considers what might be done to improve accessibility.
The U.S. House of Representatives has passed the “Build Back Better Act” with provisions that significantly improve the affordability and accessibility of health insurance coverage, and the Senate is expected to act on the bill later this year. CHIR’s Sabrina Corlette teamed up with experts at Georgetown’s Center for Children and Families to summarize the Medicaid, CHIP, and private insurance policies in the bill.
As part of CHIR’s weekly series highlighting FAQs from our updated Navigator Resource Guide, we highlight questions and answers regarding financial assistance available through the marketplaces.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
