Millions of Americans rely on Health Care Sharing Ministries (HCSM) in lieu of insurance to provide a financial cushion if they get sick or injured. But data from HCSM public filings suggest that reliance may be built on a shaky foundation. CHIR’s Nadia Stovicek and JoAnn Volk share their findings.
The No Surprises Act is largely working as intended to protect patients from unexpected medical bills. However, the rising number of Independent Dispute Resolution (IDR) cases is creating challenges for the health care system. In a post for Health Affairs Forefront, Jack Hoadley and Kevin Lucia evaluate the causes and implications of the increasing number of IDR cases.
CHIR’s summer reading list includes the latest health policy literature. In July, we read about the disparities in medical debt burdens, policy interventions to reduce choice errors in the Affordable Care Act (ACA) Marketplace, and the affordability of Marketplace health insurance under subsidy expansion.
The Centers for Medicare & Medicaid Services has published proposed rate changes for 2024 Marketplace plans. In some states, insurers submitted rate requests earlier in the summer, alongside justifications for the proposed changes to next year’s premiums. CHIR dug into the rate requests from select states with early rate filing deadlines to see what’s behind the premiums consumers could be facing in 2024, both on- and off-Marketplace.
While the federal COVID-19 Public Health Emergency (PHE) ended in May, the PHE declaration for the opioid crisis continues. Opioid overdose deaths remain alarmingly high, and the Biden administration recently bolstered the federal government’s response to the opioid crisis with new proposed rules to strengthen access to treatment. CHIR’s Rachel Swindle and Kristen Ukeomah explore this proposal as well as other recent state and federal policy changes that aim to reduce barriers to evidence-based treatment for opioid use disorder.
In a new case study, published in collaboration with the Milbank Memorial Fund, CHIR researchers examined stakeholder efforts to improve primary care access in Kanawha County, West Virginia—an area designated as a primary care health professional shortage area for low-income residents.
This month, the Biden administration issued a Request for Information (RFI) on “the scope, prevalence, terms, and impacts” of medical credit cards and other high-cost medical financing products. In a post for Health Affair’s Forefront, CHIR’s Maanasa Kona explains the RFI and outlines some of the risks these products pose for patients.
Last month, the Centers for Medicare & Medicaid Services (CMS) held the first ever CMS Health Equity Conference. CHIR members who attended the inaugural conference provide an overview of the meeting—including a presentation by CHIR’s Christine Monahan—and its implications for current and future health equity initiatives.
One year ago, the U.S. transitioned to a new, three-digit nationwide number for suicide prevention and mental health crisis response services. In their latest expert perspective for the Robert Wood Johnson Foundation’s State Health & Value Strategies project, JoAnn Volk and Sabrina Corlette provide a roadmap for states seeking to expand access to behavioral health crisis services, spotlighting Washington State’s comprehensive approach.
Consumers are increasingly being exposed to a new expense when they seek outpatient medical care: hospital facility fees. In a new report and issue brief supported by West Health, CHIR’s Christine Monahan, Karen Davenport, and Rachel Swindle explore outpatient facility fee billing in the commercial sector, including the impact of these fees on consumers and how states are responding.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
