Some States Consider Nondiscrimination Requirements

In implementing the Affordable Care Act, state regulators may increasingly look for ways to ensure that health insurance does not discriminate against certain groups of individuals, such as people living with HIV, older Americans, and even women. In this spirit, Katie Keith describes how Colorado and the District of Columbia each took recent steps to prohibit insurers from discriminating against enrollees based on gender identity and sexual orientation.
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Beware the Latest Loophole

As significant an impact as the Affordable Care Act will have on the U.S. health insurance market, there remain a number of ways health insurance carriers and other stakeholders may avoid or delay the law’s reforms. Christine Monahan discusses a new loophole gaining attention at the state level that would allow health insurance carriers to delay compliance with the ACA’s 2014 market reforms for a year.
NAIC Tackles Consumers’ ACA Questions: Subgroup Prepares Educational Materials for State Departments of Insurance
Building the New Insurance Marketplaces: Future of One State-Based Exchange Threatened
Essential Health Benefits in the States: Selections Have Been Made but Questions Remain

In our most recent issue brief for the Commonwealth Fund, Sabrina Corlette and CHIR colleagues examined states’ selection of an essential health benefits benchmark plan. In this blog Sabrina reviews the report’s findings and what they mean for ongoing implementation of these critical consumer protections.
Consumer Representatives Issue Recommendations for Sweeping Insurance Reforms Under the Affordable Care Act

On August 11, 2012, the consumer representatives to the National Association of Insurance Commissioners (NAIC) debuted a a set of recommendations to ensure that state and federal lawmakers implement the Affordable Care Act's insurance reforms in a way that meet consumers’ needs. Learn more about the consumer representatives' recommendations and read the press release here!