Since the enactment of the Affordable Care Act, the roles of states and the federal government in establishing health insurance exchanges—marketplaces where people can shop for comprehensive and affordable health plans—have evolved considerably. In a post that originally appeared on The Commonwealth Fund Blog, Sarah Dash, Christine Monahan, and Kevin Lucia describe where exchange establishment decisions currently stand.
Amid debate about the cost of health insurance under the Affordable Care Act, our colleague at Georgetown’s Center for Children and Families, Joe Touschner, helps us understand how the law’s premium tax credits will make coverage more affordable for millions of consumers. In this blog he shares some recently released resources that help simplify this complex topic.
Whether or not small employers will begin self-funding in greater numbers as the Affordable Care Act is fully implemented continues to be a hot topic. In the midst of significant media attention, Christine Monahan looks at two states that have decided to take action.
Of the many consumer protection tools available to health insurance regulators, one of the most powerful is the ability to review premium rates. Yet, some states have made recent decisions to abdicate this authority to federal regulators. Sally McCarty discusses recently enacted legislation in Florida that suspends the state’s rate review requirements – and what it means for insurers, regulators, and consumers.
The state-based and federally facilitated marketplaces have been busy recruiting and selecting navigators, and now attention turns to training and support. In this guest blog from our Center for Children and Families colleague Tricia Brooks, she makes the case for a robust, holistic approach to building, supporting, and sustaining a high-functioning network of assisters that can ensure consumers needs are fully met.
More than two months after the deadline for health insurance issuers to submit applications for the Office of Personnel Management’s (OPM) multi-state plan program, news is finally starting to trickle out about participating insurers and the first batch of states that are expecting to see multi-state plans on their exchanges. Christine Monahan shares the latest developments.
Employers are increasingly turning to workplace wellness programs with an eye toward improving employee health and lowering their health care costs. In this post, JoAnn Volk takes a look at the final federal rule governing workplace wellness programs and what it means for consumers.
Before the ACA, many people were hesitant to launch their own business because they feared losing their employer-sponsored coverage, a phenomenon called “job lock.” Sabrina Corlette discusses a new Georgetown-Urban Institute report projects that the ACA’s insurance reforms will lead as many as 1.5 million more Americans to become self-employed.
Rhode Island’s insurance regulators are using their rate review authority in innovative ways to make premiums more affordable for consumers – and tackle some of the underlying drivers of health care cost increases. Sabrina Corlette takes a look at Rhode Island’s most recent action to push the rate review envelope.
The National Association of Insurance Commissioners (NAIC) continues its work to support states’ implementation of the ACA. One work group is taking on the daunting task of updating dozens of model state health insurance laws to reflect the ACA’s new consumer protections. Sabrina Corlette joined their most recent call and provides an overview of their progress.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
