The state-based health insurance marketplaces are taking varied approaches to implementing the enhanced premium tax credits provided under the American Rescue Plan. CHIR’s Sabrina Corlette and Rachel Schwab review these states’ decisions and their impact on when and how consumers will access health plans with more affordable premiums.
Seven states in 2020 were able to break a longstanding stalemate and enact protections against surprise out-of-network billing. CHIR’s Jack Hoadley and Kevin Lucia delve into the factors that got these states across the finish line and how the federal No Surprises Act will impact these states’ new laws.
The No Surprises Act of 2020 sets up a new national framework to protect patients from surprise out-of-network medical billing. There have been numerous questions about whether and how the new federal law will preempt existing state protections. CHIR experts have prepared a handy fact sheet to walk through the nuances.
After seven enrollment cycles on HealthCare.gov, New Jersey and Pennsylvania both launched new state marketplace websites in time for the latest Open Enrollment Period. Both states saw increases in marketplace enrollment over previous years. To understand how this transition went for Pennsylvania and New Jersey residents, and to extract potential lessons for the states that are transitioning to running their own marketplaces, we sought insight from people on the ground: consumer assisters.
President Biden signed the American Rescue Plan Act on March 11, 2021. The bill includes several provisions to expand people’s access to affordable, comprehensive coverage options. CHIR provides answers to frequently asked questions about the new law’s enhanced premium tax credits.
The U.S. Congress enacted the No Surprises Act in 2020 to protect patients from surprise out-of-network medical bills. Now the federal agencies need to set up a process to resolve disputes between these providers and insurance companies. CHIR experts examine the experience in four states with similar dispute resolution programs and share lessons that can be applied at the national level.
The American Rescue Plan Act of 2021 provides the largest expansion of public and private health insurance coverage since the Affordable Care Act was enacted in 2010. CHIR’s Sabrina Corlette and the Georgetown Center for Children & Families’ Edwin Park break down its key provisions in a new explainer.
An executive order from President Biden is likely to prompt a review of Trump administration rules encouraging association health plans (AHPs) exempt from critical Affordable Care Act protections. CHIR’s Sabrina Corlette and Kevin Lucia assess what’s at stake and share thoughts on optimal federal policy going forward.
One of President Biden’s first executive actions was to require the U.S. Equal Employment Opportunity Commission to withdraw regulations governing workplace wellness programs. CHIR’s Julie Zuckerbrod considers how these programs can exacerbate racial and ethnic inequities in health care access and outcomes, and opportunities for the Biden administration to advance equity-focused regulations.
The Affordable Care Act’s health insurance marketplaces provide a critical source of coverage and financial assistance. Federal actions under the Trump administration undermined the marketplaces, but the new administration and Congress have opportunities to implement and advocate for policies that strengthen state-based marketplaces (SBMs). In a new issue brief for the Commonwealth Fund, CHIR experts assessed how federal policy decisions have impacted SBMs and the consumers they serve by interviewing directors and officials from 17 marketplaces.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
