State Decisions on the Health Insurance Policy Cancellations Fix

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By Kevin Lucia, Katie Keith, and Sabrina Corlette

Under President Obama’s transitional policy fix for people whose health insurance plans were canceled, states and insurers are encouraged, but not required, to allow people to re-enroll in and even renew these plans. This means that health plans that exist today, but do not comply with the Affordable Care Act’s new protections set to go into effect in 2014, could extend through 2015.

States and insurance companies are primarily responsible for executing the policy fix, which comes at a time when stakeholders have undertaken significant efforts to prepare for new changes beginning in 2014. Many of the states that have decided not to adopt the policy fix are those most invested in the success of the law. In CHIR’s latest blog for The Commonwealth Fund blog, Kevin Lucia, Katie Keith, and Sabrina Corlette evaluate critical policy and legal factors underpinning states’ decisions. Read the full blog here.

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