What’s New for 2019 Marketplace Enrollment? Get Ready for Updated, Improved Navigator Resource Guide

On November 1, the sixth open enrollment period begins for marketplace coverage under the Affordable Care Act. We at CHIR will soon re-launch our updated Navigator Resource Guide, which provides information on recent policy changes, a list of enrollment tools for consumers and assisters, and answers to hundreds of frequently asked questions. To learn what’s new for 2019, read our CHIRBlog summarizing the major policy changes consumers might encounter this year. Continue reading

August Research Round Up: What We’re Reading

Summer is over, but health policy researchers have hardly taken a vacation. In August’s research round up, CHIR’s Olivia Hoppe looks into studies examining specialty drug coverage across commercial plans, the effects of the Affordable Care Act on people of different income levels, individual market premium predictions, employer-sponsored high-deductible health plans, and surprise medical bills in employer-sponsored insurance. Continue reading

The District of Columbia’s Coverage Requirement Is Caught in Congressional Crosshairs, and Consumers Could Pay the Price

When Congress repealed the individual mandate’s financial penalty, some states acted quickly to protect their markets from deterioration. A handful of state legislatures and the Council of the District of Columbia considered or enacted legislation creating a state-based coverage requirement. While many states faced political hurdles and unforgiving timelines in enacting their own mandates, D.C. now has an additional obstacle: the U.S. Congress. Continue reading

July Research Round Up: What We’re Reading

Health policy researchers are keeping busy, assessing the impact of recent and potential state and federal actions. CHIR’s Olivia Hoppe digs into new research on how interruptions in insurance coverage impact chronic disease management, the debate over the Affordable Care Act’s (ACA) employer mandate, the innovative ways that California is keeping its risk pool healthy, characteristics of the uninsured in the U.S., and the coverage and premium effects of state-based individual mandates. Continue reading

To Understand How Consumers Are Faring in the Individual Health Insurance Markets, Watch the States

Through both inaction and design, federal policymakers have put the onus on states to ensure access to affordable, adequate health insurance. In a new work for The Commonwealth Fund, CHIR researchers are launching an interactive map that will track and describe state actions likely to affect residents’ access to individual market coverage. Continue reading

State Efforts to Pass Individual Mandate Requirements Aim to Stabilize Markets and Protect Consumers

A handful of states are moving forward with plans to implement state-level individual health insurance mandates in light of Congress’s recent elimination of the federal mandate’s financial penalty. In their latest post for The Commonwealth Fund’s To the Point blog, CHIR experts Dania Palanker, Rachel Scwab and Justin Giovannelli analyze new sate individual mandate laws and highlight innovative models that were considered in states. Continue reading

States Leaning In: Washington

Since the Affordable Care Act was passed in 2010, states have embraced the law to varying degrees. While some states have refused to implement the ACA and actively oppose it, other states have leaned in, stepping up to preserve the consumer protections and market rules in the wake of federal actions to weaken the law. CHIR’s Rachel Schwab examines steps that Washington State has taken to ensure that their residents can continue to obtain affordable, high quality coverage, and how other states can do the same. Continue reading

March Research Round Up: What We’re Reading

In CHIRblog’s March installment of What We’re Reading, CHIR’s Olivia Hoppe dives into new research that highlights premium trends from the most recent enrollment period, whether employers will continue offering subsidized coverage to employees, the use of the ACA’s tobacco surcharge in the small-group market, and the early effects of the Trump administration’s health insurance policies on coverage. Continue reading

States’ Latest ACA Lawsuit Threatens to Reignite “Repeal-Without-Replace” – With Real Consequences for Stakeholders

Earlier today, California, along with 15 state attorneys general filed a motion to intervene in the latest ACA lawsuit, where governors and attorneys general from 20 other states are alleging that the law is unconstitutional. CHIR’s Emily Curran explains how the lawsuit, if successful, is tantamount to ACA “repeal-without-replacement,” resulting in significant losses in coverage and financial harm. Continue reading