Tag: special enrollment period

New Rules on Special Enrollment Periods: What Do They Mean for Consumers and the Assisters Who Help Them?

What triggers a special enrollment period to allow someone to enroll on the individual market outside of open enrollment has been a hot debated topic of late. Recently the administration issued a new rule tightening what life events trigger a special enrollment period. CHIR’s Sandy Ahn summarizes the new rule and what it means for consumers and the assisters that help them.

Obama Administration Creates a New Special Enrollment Period

This is the first year that the marketplace is denying financial assistance to individuals who failed to file their 2014 tax return and reconcile their premium tax credits. Many of these individuals may not have had to file a tax return previously and cannot afford coverage in 2016 without financial assistance. Therefore, the administration is providing a special enrollment period for these individuals as long as they file a 2014 tax return and reconcile their 2014 premium tax credits before March 31, 2016. CHIR’s Sandy Ahn summarizes this time-limited special enrollment period.

The Latest on Special Enrollment Periods: An Assessment of State Approaches in 2014 and Update for 2015

Special enrollment is available to individuals who experience qualifying events allowing them to enroll into marketplace coverage. A new issue brief co-authored by CHIR’s Sandy Ahn and Kevin Lucia, along with authors from the Urban Institute, found that special enrollment systems and procedures were still a work in progress in five state-based marketplaces last year. Sandy and Kevin also discuss additional SEPs available this year.

New Guidance on Re-enrollment in the Federally Facilitated Marketplace

On December 1, CMS published new guidance on the re-enrollment process for the federally facilitated marketplace. While the guidance is targeted to participating insurance companies, it contains information that is also important to Navigators and others assisting consumers through the re-enrollment process. Sabrina Corlette provides a few key takeaways.

New Healthcare.Gov Screener Tool Needs Fixes to Avoid Confusing Consumers

Now that open enrollment into the new health insurance marketplaces is over, the only way people can enroll in marketplace coverage is by qualifying for a special enrollment period because of a life change such as a birth, marriage, a move, or a divorce. Healthcare.gov recently made available a new “screener tool” to help consumers determine whether they qualify. CHIR’s Sabrina Corlette took the new tool for a test drive and has a few suggested improvements.

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