Tag: special enrollment period

Broker Commissions for Mid-Year Enrollment in the Marketplaces: Options for State Marketplaces and Insurance Regulators to Prevent Discrimination

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Several insurers have eliminated broker commissions for mid-year marketplace enrollment. In a new Expert Perspective for the State Health & Value Strategies project, CHIR’s Justin Giovannelli looks at the consequences of cutting broker commissions for special enrollment periods, including risk of coverage losses, market instability, and potential violations of federal nondiscrimination rules.

Response to Deceptive Marketing of Limited Plans Shows States Can Take Proactive Steps to Protect Consumers

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Last month the Texas Department of Insurance issued a consent order dissolving Texas-based Triada Assurance Holdings, operating under the name Salvasen Health, which marketed and sold their fixed indemnity plans to 65,000 consumers nationwide, advertising their products as comprehensive coverage. CHIR’s Madeline O’Brien looks at is Salvasen’s deceptive practices and state responses to mitigate harm to consumers.

Removing Roadblocks: Special Enrollment Period Data Show Increase in Marketplace Signups

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Last month, the Biden administration established a temporary special enrollment period (SEP) on the federal health insurance marketplace in response to the ongoing COVID-19 pandemic. In the first two weeks of the SEP, the federal marketplace saw a rise in enrollment activity, and the expansion of premium subsidies under the American Rescue Plan is expected to generate even greater enrollment increases. CHIR’s Rachel Schwab takes a look at how recent federal actions tap into the Affordable Care Act’s potential and expand its reach.

Navigator Guide FAQs Of The Week: Who is Eligible for Financial Assistance?

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President Biden has recently signed an executive order to re-open the federal marketplace for a COVID-19 Special Enrollment Period. The CHIR team will be highlighting a selection of relevant frequently asked questions (FAQs) from our recently updated Navigator Resource Guide for uninsured consumers who are seeking health coverage during this time. In this installation, we answer FAQs about financial assistance that may be available to some individuals and families.

Many States with COVID-19 Special Enrollment Periods See Increase in Younger Enrollees

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President Joe Biden directed his administration to reopen the federal health insurance marketplace, an action the Trump administration refused to take last year after the COVID-19 pandemic struck due to adverse selection concerns. In a new post for the Commonwealth Fund, CHIR experts discuss how states that created a broad special enrollment period (SEP) for the uninsured in response to the pandemic – and broadcast the opportunity through outreach efforts – saw an increase in younger enrollees, seemingly contradicting claims that reducing SEP barriers inevitably leads to adverse selection.

During the COVID-19 Crisis, State Health Insurance Marketplaces Are Working to Enroll the Uninsured

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As the coronavirus pandemic and economic shutdown continue, the Affordable Care Act’s health insurance marketplaces are an important tool in covering the uninsured. In a new post for the Commonwealth Fund’s To the Point blog, CHIR experts Rachel Schwab, Justin Giovannelli and Kevin Lucia explore how state-based marketplaces have worked to enroll the uninsured during the COVID-19 crisis by creating new opportunities to sign up for coverage and launching outreach campaigns.

COVID-19 Response: States That Run Their Own ACA Marketplace Are Better Positioned to Help Consumers Get Covered

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During the current public health and financial crises brought by the COVID-19 pandemic, the ACA’s health insurance marketplaces offer a crucial safety net. States that run their own marketplaces have a significant advantage in helping consumers obtain comprehensive, affordable health insurance. CHIR’s Rachel Schwab looks at some opportunities for state-based marketplaces that don’t exist for states relying on the federal marketplace.

Navigating Coverage During the COVID-19 Pandemic: Frequently Asked Questions

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The novel coronavirus, also known as COVID-19, has been the cause of confusion and anxiety for individuals and families across the country, especially when it comes to health care. We’ve pulled together some frequently asked questions, and added new COVID-19-specific inquiries, from our Navigator Resource Guide to help guide Navigators, brokers, assisters, and consumers through this complex and trying time.

What’s New for 2020 Marketplace Enrollment?

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On November 1, the seventh open enrollment period begins for marketplace coverage under the Affordable Care Act. We at CHIR are tracking several policy changes that could affect marketplace enrollment and plan affordability in 2020, including: changes to health reimbursement arrangements, new direct enrollment pathways, and recent court rulings on association health plans and the public charge rule. To learn what’s new for 2020, read our CHIRBlog summarizing the major policy changes consumers might encounter this year.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.