The marketplaces are critical source of health insurance for small businesses, including small business owners, sole proprietors, and workers. In our weekly installment of FAQs from the Navigator Resource Guide, we highlight questions about marketplace coverage for small business owners and their employees.
The Affordable Care Act (ACA) aims to improve access to health insurance coverage for small-business employees by creating a Small Business Health Options Program (SHOP) Marketplace in every state. One key feature of SHOP Marketplaces is employee choice whereby employees can select among multiple insurers and plans for health insurance coverage that best suits their needs. CHIR’s Sarah Dash and Kevin Lucia review how SHOPs are implementing employee choice in a new Health Policy Brief published by Health Affairs.
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