Tag: short-term policy

Stakeholders Respond to the Proposed Short-Term, Limited Duration Insurance Rule. Part I: Consumer Advocates

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Earlier this year, the Trump administration proposed rules to relax federal restrictions on short-term, limited duration insurance. After a 60-day comment period, the Departments of Health and Human Services (HHS), Labor (DOL) and Treasury received over 9,000 comments from individuals, organizations, and government officials. To understand the potential impact of the proposals, CHIR reviewed comments from various stakeholder groups. For the first blog in our four-part series, CHIR’s Rachel Schwab examines comments submitted by consumer and patient organizations.

Proposed Federal Changes to Short-Term Health Coverage Leave Regulation to States

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The Trump administration is expected to reverse federal limitations on short-term insurance, which does not have to comply with Affordable Care Act rules like preexisting condition protections. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker, Kevin Lucia, Sabrina Corlette, and Maanasa Kona examine how ten states currently regulate the short-term insurance market.

2018 Outlook: What Health Insurance Experts at CHIR Will be Watching

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Last year brought a lot of surprises in health care policy, and 2018 is shaping up to be more of the same. Here health insurance experts at CHIR, including Sabrina Corlette, Kevin Lucia, JoAnn Volk, Justin Giovannelli, and Dania Palanker share the policies and market trends that they’ll be watching in the year to come.

When the Individual Market Dies, Where will People Go? A Eulogy

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The individual market may not be dead yet, but it soon will be, thanks to recent actions by the Trump administration and congressional efforts to repeal the individual mandate. CHIR’s Sabrina Corlette examines the cause of death, and what the loss of the individual market will mean for the millions of middle class families that rely on it.

New Executive Order: Expanding Access to Short-Term Health Plans Is Bad for Consumers and the Individual Market

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President Trump signed a “very major” executive order related to health care that is “going to cover a lot of territory.” The executive order takes steps to roll back a consumer protection related to short-term health plans. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker, Kevin Lucia, and Emily Curran assess the proposed regulatory changes and their impact on consumers and insurance markets.

“Bare” Counties Are a Real Concern. Short-Term Policies Are Not the Answer

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Fourteen U.S. Senators have sent a letter to Secretary Price, urging him to roll back an Obama-era regulation of short-term health plans, arguing that doing so will give consumers more choices and less expensive coverage options. CHIR’s Sabrina Corlette dives into the benefits and risks of de-regulating short-term policies.

As Administration Reviews Comments on Short-Term Insurance Plans, Analysis Finds Gaps in Coverage

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The Obama Administration is reviewing feedback on its proposed rule to clamp down on the sale of short-term health plans. If finalized, the rule could help stabilize the Affordable Care Act marketplaces – and help protect consumers from being duped into buying plans that don’t meet their health needs. CHIR’s Dania Palanker shares what she found in a review of what short-term plans actually cover, as well as the mix of industry responses to the Administration’s proposed regulation.

You Don’t Know Who You Are Dealing With: Unscrupulous Broker Tries to Sell Us Short-Term Health Insurance

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An insurance broker called a CHIR faculty member with a shady sales pitch for a short-term health plan. He had no idea who he was dealing with. Sabrina Corlette and JoAnn Volk explore why insurance companies are using short-term policies to cherry pick healthy people away from the Affordable Care Act marketplaces – and why a new Obama Administration rule may help close the loop hole.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.