Tag: short term limited duration

Stakeholders Respond to the Proposed Short-term, Limited Duration Insurance Rule. Part IV: Short-Term Insurers and Brokers

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The Departments of Labor, Health & Human Services, and Treasury received over 9,000 comments on their proposed rule to expand the availability of short-term, limited duration insurance. To better understand the public reaction to the proposal, CHIR reviewed comments submitted by health care stakeholders. In the fourth blog in our series, CHIR’s Olivia Hoppe summarizes feedback from brokers and short-term insurers.

Stakeholders Respond to the Proposed Short-term, Limited Duration Insurance Rule. Part III: State Insurance Departments and Marketplaces

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The Departments of Labor, Health & Human Services, and Treasury received over 9,000 comments on their proposed rule to expand the availability of short-term, limited duration insurance. CHIR reviewed comments submitted by stakeholders to better understand how the public is responding to the proposal. In part three of our four-part series, CHIR’s Sabrina Corlette summarizes feedback from state insurance departments and marketplaces.

Short-Term, Limited-Duration Insurance and Risks to California’s Insurance Market

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In a new California Health Care Foundation issue brief, CHIR’s Dania Palanker, Kevin Lucia, JoAnn Volk, and Rachel Schwab interviewed 21 stakeholders—including state officials, brokers and agents, insurers, and experts on California insurance markets to understand California’s short-term insurance market and how proposed federal regulatory changes could change the market. Their research finds that expanding the duration of short-term plans could increase their market and add to the destabilization of the individual health insurance market, including Covered California.

February 2018 Research Round Up: What We’re Reading

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In CHIRblog’s February installment of What We’re Reading, CHIR’s Olivia Hoppe digs into new research that highlights the consequences of the recent short-term limited-duration health plan rule, the effects of expanded private insurance on access to primary and specialty care, the impact of the ACA’s dependent coverage provision on birth and prenatal outcomes, and an assessment of state-level efforts to expand access, affordability, and quality of coverage.

Short-Term, Limited Duration Insurance Proposed Rule: Summary and Options for States

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New proposed rules from the Trump administration would loosen current federal restrictions on short-term, limited duration insurance products. In their latest brief for the State Health & Value Strategies program, CHIR experts Sabrina Corlette, JoAnn Volk, and Justin Giovannelli summarize the proposed rule and its potential impacts and provide a menu of options for states seeking to protect consumers and stabilized their individual markets.

New Rules Pending on Short-Term Health Plans: Impacts for Consumers, Markets and Potential State Responses

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New rules are due any day now in response to President Trump’s October 13, 2017 executive order to expand access to short-term limited-duration health plans that don’t have to comply with Affordable Care Act protections. The impact of the proposed new rules were debated at the National Association of Insurance Commissioners’ December meeting, as well as potential state policy options to protect consumers and stabilize their markets. CHIR recently outlined some in an issue brief, and we share some highlights here.

A Blow to Working Class Coverage

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On the heels of multiple failed attempts to repeal the Affordable Care Act, President Trump attempts to do what Congress could not: roll back the ACA’s protections for people with pre-existing conditions. In an opinion piece for U.S. News & World Report, CHIR’s Sabrina Corlette breaks down the potential impact of the President’s recent executive order.

New Executive Order: Expanding Access to Short-Term Health Plans Is Bad for Consumers and the Individual Market

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President Trump signed a “very major” executive order related to health care that is “going to cover a lot of territory.” The executive order takes steps to roll back a consumer protection related to short-term health plans. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker, Kevin Lucia, and Emily Curran assess the proposed regulatory changes and their impact on consumers and insurance markets.

Short-Term Health Plans: Still Bad for Consumers and the Individual Market

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Some state and federal policymakers are urging HHS to relax Obama-era rules for short-term limited duration health plans, arguing they provide a cheaper alternative to ACA-compliant coverage. But a close examination of these plans reveals significant risks for consumers and the ACA marketplaces as a whole. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR experts Dania Palanker, Kevin Lucia, and Emily Curran share the results of a deep dive into what’s covered – and what’s not – in short-term plans.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.