Tag: self-funding

When Policy and Politics Conflict: Challenges to State-level Market Stabilization Efforts

Within the last month, Delaware has adopted two policies with diametrically different effects on their small business insurance market. One would help make the market stronger and more stable, the other would do the opposite. CHIR’s Sabrina Corlette delves into some of the challenges facing states seeking to stabilize their health insurance markets during a time of considerable policy upheaval.

As Self-Funding Increases in Popularity, Two States Step up to Address Potential Stop-Loss Policy Concerns

In the wake of the Affordable Care Act’s insurance market reforms, policy experts have raised concerns that there could be greater incentives for small businesses to self-fund their health plans. Self-funding can be attractive for some small groups, but also can pose significant risks. In the wake of a white paper from the National Association of Insurance Commissioners, two states have stepped up to address concerns. Ashley Williams has the latest.

CHIR Expert Sabrina Corlette Testifies before U.S. Senate Roundtable on Small Business Health Care

On July 7 the Senate Health Education Labor and Pensions Committee held a roundtable discussion about challenges and opportunities facing the small business health insurance market. CHIR Senior Research Fellow Sabrina Corlette was invited to join the conversation about the SHOP marketplaces, self-funded plans, the change in the definition of the small group market, and more.

Small Business and the ACA: Survey Debunks Opponents’ Claims

Many ACA opponents claim that the ACA will be a “job killer” and cause employers to drop coverage or cut employees’ hours. A recent survey of small businesses commissioned by the National Federation of Independent Business contains strong evidence that those claims are overblown. Sabrina Corlette takes a look at their findings.

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