Tag: rate filings

Early Rate Filings Show Premium Increases, Rising Costs of Care

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The Centers for Medicare & Medicaid Services has published proposed rate changes for 2024 Marketplace plans. In some states, insurers submitted rate requests earlier in the summer, alongside justifications for the proposed changes to next year’s premiums. CHIR dug into the rate requests from select states with early rate filing deadlines to see what’s behind the premiums consumers could be facing in 2024, both on- and off-Marketplace.

July Research Roundup: What We’re Reading

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July’s latest health policy research is provided by CHIR’s Nia Gooding in our monthly roundup. She reviews studies on health equity and health plan benefit design, 2022 insurer rate filings, and employer market power in hospital price negotiations.

“As if COVID-19 Did Not Exist”: Health Plans Prepare for 2022 in Early Rate Filings

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Several states ask for – and publicly post – health insurers’ proposed 2022 premium rates in May and June. These early rate filings can provide hints about how insurers are responding to market trends, policy changes, and emerging drivers of health care costs. CHIR’s Sabrina Corlette took a deep dive into insurers’ actuarial memos to find out how they’re thinking about health care spending after COVID-19, the American Rescue Plan, and more.

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