States remain motivated to adopt reforms that improve affordability and expand access to coverage for populations that still lack access to care. State public option–style plans are a key candidate for consideration. In a post for the Commonwealth Fund, CHIR experts provide an update on states that have established or are laying groundwork for public option–style plans.
The “Colorado Option” – a unique state effort improve health insurance affordability – is underway. With the first year of enhanced premium scrutiny now completed, CHIR experts Christine Monahan, Nadia Stovicek, and Sabrina Corlette examine how the process unfolded and what it means for consumers.
For our monthly research roundup, we reviewed studies on a public option proposal for California, how personalized outreach can increase enrollment in affordable Marketplace plans, and recent trends in Marketplace premiums and insurer participation.
Washington, Colorado, and Nevada are partnering with private health insurance carriers to offer new “public option” plans. In a post for the Commonwealth Fund’s To the Point blog, CHIR’s Christine Monahan and Madeline O’Brien compare state approaches to selecting insurance carriers to offer the new state plans.
Washington State’s “public option” program is now in its third year. After initial cost and access challenges hindered the program’s reach, growing insurer participation and recent enrollment data suggest meaningful progress is being made. CHIR’s Christine Monahan and Madeline O’Brien provide an update on how Washington’s public option plans performed in the recently concluded open enrollment period, outlining key issues to watch as Washington moves forward with its first-in-the-nation program.
Democrats in Congress have put forward several proposals to create a public health insurance option over the past decade. In a new post for the Commonwealth Fund, CHIR’s Christine Monahan and Kevin Lucia break down the main features of four bills from the 117th Congress that would establish new public option plans.
Last week, the Nevada Department of Health and Human Services released the results of an actuarial study projecting hundreds of millions of dollars in savings from the state’s Public Option plans within the program’s first few years. CHIR’s Christine Monahan takes a look at the estimated impact of the state’s public option-style law.
Employer-sponsored insurance is the largest source of health coverage in the U.S., but the employer market’s historic status as the “backbone” of the U.S. health care system is imperiled by rising health care costs. A public health insurance option could help reduce health care costs and expand access to coverage for people with job-based insurance, and has received increasing support among employers.
The U.S. Department of Health and Human Services recently approved a new Section 1332 waiver authorizing Colorado’s public option-style law. The waiver approval marks the first time the federal government has taken action to approve state legislation introducing new, more heavily regulated plans into Affordable Care Act marketplaces to compete against traditional plans. In a new post for the Commonwealth Fund, CHIR experts dive into the details of Colorado’s law and waiver, and what they mean for future state action.
Colorado is moving quickly to set the rules for state public option-style plans, ahead of their launch in the 2023 plan year. CHIR’s Christine Monahan discusses recent rulemaking on “Colorado Option” premium reduction targets and the state’s Section 1332 Waiver Amendment Application.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
