The state-based health insurance marketplaces are taking varied approaches to implementing the enhanced premium tax credits provided under the American Rescue Plan. CHIR’s Sabrina Corlette and Rachel Schwab review these states’ decisions and their impact on when and how consumers will access health plans with more affordable premiums.
President Biden has recently signed an executive order to re-open the federal marketplace for a COVID-19 Special Enrollment Period. The CHIR team will be highlighting a selection of relevant frequently asked questions (FAQs) from our recently updated Navigator Resource Guide for uninsured consumers who are seeking health coverage during this time. In this installation, we answer FAQs about financial assistance that may be available to some individuals and families.
As the autumn leaves change and the weather gets colder, we at CHIR are thankful for new health policy research. This November, Nia Gooding reviewed studies on policy interventions aimed at lowering health care costs, the impact of eliminating essential health benefits from private insurance plans, and tracking ACA marketplace premium costs for the coming year.
Open Enrollment is in full swing in all 50 states and Washington, DC. As consumers consider their coverage options, many will qualify for subsidies to help pay for premiums and out-of-pocket expenses if they enroll in a plan through the marketplace. Throughout the enrollment period, CHIR is highlighting frequently asked questions from our recently updated Navigator Resource Guide. In this installation, we answer questions about financial assistance available to individuals and families.
Spring has arrived, and the research is blooming! This March, CHIR’s Olivia Hoppe was buzzing around studies on direct enrollment, balance billing from air ambulance rides, affordability for middle-income consumers, and the roles of assisters and support tools.
We are now in the midst of the longest-ever shutdown of U.S. government agencies, resulting in closed offices, furloughed workers, and discontinued services. CHIR’s Sabrina Corlette takes a look at how the shutdown is affecting the Affordable Care Act marketplaces.
The midterm elections are over, but open enrollment for the Affordable Care Act marketplaces is in full swing. Georgetown CHIR has created a Navigator Resource Guide with 300+ answers to frequently asked questions (FAQ) about marketplace eligibility, enrollment, and coverage. For our FAQ of the Week we’re focusing on: Who is eligible for financial help with premiums?
The Alexander-Murray bill to fund the Affordable Care Act’s cost-sharing subsidies could be included in an end-of-year budget deal. It includes provisions requiring states to make some quick decisions on an issue that many may have thought was put to bed. CHIR’s Justin Giovannelli provides an overview of what states may need to do, and when, if Alexander-Murray passes.
Humana’s decision to pull out of the individual market in 2018 has prompted more concern over areas facing a dearth of marketplace plans next year, or “bare” counties. Tennessee Senators Lamar Alexander and Bob Corker recently introduced a bill that would waive the individual mandate for residents of bare counties, and allow them to receive federal premium tax credits to purchase plans outside of the marketplace. Sarah Lueck of the Center on Budget and Policy Priorities shares a new analysis of the bill and its potential impact on insurers and consumers.
What will happen if the Affordable Care Act is repealed without a replacement? In their latest article for The Commonwealth Fund, CHIR experts Justin Giovannelli and Kevin Lucia find that it could look a lot like the regulatory landscape that existed in several states that tried to enact health reform in the past. The lessons from those experiences are grim.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
