Tag: premium subsidies

Nevada Actuarial Study Projects Significant Savings from Public Option Plans

Last week, the Nevada Department of Health and Human Services released the results of an actuarial study projecting hundreds of millions of dollars in savings from the state’s Public Option plans within the program’s first few years. CHIR’s Christine Monahan takes a look at the estimated impact of the state’s public option-style law.

December Research Roundup: What We’re Reading

This month, we’re ringing in the new year with new health policy research. In our final roundup of 2021 publications, CHIR’s Emma Walsh-Alker reviewed analyses about the impact of the ACA’s Medicaid expansion on coverage status and access to maternal care, how the Build Back Better Act would change health insurance for low-income individuals and families, and consumer choice in health care.

Encouraging Signs for the Public Option in Washington State: Improved Availability and Affordability of Plans in 2022

This open enrollment, Washington State residents can once again purchase first-in-the-nation public option-style plans. Last year, Washington’s publicly procured plans—touted as a mechanism to improve affordability and competition in the marketplace—were less available and more expensive than proponents had hoped. In 2022, the second year of the program, these plans will offer average rate decreases and are available in a greater number of counties, an encouraging sign for the viability of Washington’s public option.

A Fixer Upper: Washington State Enacts Legislation to Boost its Public Option

Washington State enacted a first-of-its-kind public option, with the state-procured plans available beginning in 2020. But the inaugural year yielded underwhelming results, with fewer than 2,000 people enrolled in the plans and premiums that were on average higher than the prior year’s rates. After identifying several barriers to the program’s success, Washington enacted legislation this year to bolster the state’s public option.

Figuring out if COBRA Coverage is Right for You

By the end of May, employers must notify eligible employees and former employees about the COBRA subsidies under the American Rescue Plan. Many of these folks may also be eligible for enhanced premium tax credits through the Affordable Care Act. CHIR’s Maanasa Kona walks through the different coverage options available.

March Research Roundup: What We’re Reading

The CHIR team is excited to transition into spring, as with the warmer weather has come some great new health policy research! This month, Nia Gooding reviewed studies on best practices for implementing the No Surprises Act, the American Rescue Plan Act’s effect on insurance premiums, demographic variations in the U.S. uninsured population, and models for implementing a public option.

Removing Roadblocks: Special Enrollment Period Data Show Increase in Marketplace Signups

Last month, the Biden administration established a temporary special enrollment period (SEP) on the federal health insurance marketplace in response to the ongoing COVID-19 pandemic. In the first two weeks of the SEP, the federal marketplace saw a rise in enrollment activity, and the expansion of premium subsidies under the American Rescue Plan is expected to generate even greater enrollment increases. CHIR’s Rachel Schwab takes a look at how recent federal actions tap into the Affordable Care Act’s potential and expand its reach.

Federal Policy Priorities for Preserving and Improving Access to Coverage: Perspectives from State-Based Marketplaces

The Affordable Care Act’s health insurance marketplaces provide a critical source of coverage and financial assistance. Federal actions under the Trump administration undermined the marketplaces, but the new administration and Congress have opportunities to implement and advocate for policies that strengthen state-based marketplaces (SBMs). In a new issue brief for the Commonwealth Fund, CHIR experts assessed how federal policy decisions have impacted SBMs and the consumers they serve by interviewing directors and officials from 17 marketplaces.

December Research Roundup: What We’re Reading

We at CHIR are excited to ring in the New Year with new health insurance research! In December we reviewed studies on health care spending, marketplace subsidies for employer plans, public opinions on a COVID-19 vaccination, and the structure of health plan networks. 

The Benefits and Limitations of State-Run Individual Market Reinsurance

The Affordable Care Act brought about historic coverage gains, providing millions of Americans with vital access to comprehensive health insurance. But for many, high premiums continue to present a major barrier to coverage. States have adopted various policies to make health plans on the individual market more affordable, pursuing one approach more than others: reinsurance. In a new issue brief for the Commonwealth Fund, CHIR experts explore the benefits and limitations of state-run individual market reinsurance programs.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.