New health policy research topped CHIR’s list of beach reads this July. For the latest monthly research roundup, we reviewed studies on marketplace enrollees’ denied claims, how marketplace coverage has benefitted small business and self-employed workers, and out-of-pocket spending on insulin.
As we enter 2022, consumers are now protected from many of the worst surprise medical bills. The No Surprises Act, enacted with bipartisan support, took effect on January 1. CHIR’s JoAnn Volk describes the new protections, and what patients should keep in mind if they receive care from out-of-network providers and hospitals.
The Biden administration has issued the first in a series of rules to implement the No Surprises Act, a sweeping law to protect patients from unexpected out-of-network medical bills. In their latest post for the Commonwealth Fund, CHIR’s Jack Hoadley and Kevin Lucia review the new rules and their implications for consumers.
The American Rescue Plan temporarily increases the availability and generosity of federal premium assistance for people who obtain coverage through the ACA marketplaces. Were Congress to make these premium subsidy enhancements permanent, states would have more breathing space to address other barriers to care, potentially with support from an ACA Section 1332 waiver. In a new work for The Commonwealth Fund, Justin Giovannelli examines how a permanent boost to federal subsidies could give states new and different opportunities to help their residents using the ACA’s waiver program.
As the autumn leaves change and the weather gets colder, we at CHIR are thankful for new health policy research. This November, Nia Gooding reviewed studies on policy interventions aimed at lowering health care costs, the impact of eliminating essential health benefits from private insurance plans, and tracking ACA marketplace premium costs for the coming year.
Many people make New Year’s resolutions, with popular ones being to get healthy and save money. In that spirit, CHIR’s Olivia Hoppe highlights three December studies that focus on families’ spending on health care and a new federal proposal to encourage the use of health reimbursement accounts.
Summer is over, but health policy researchers have hardly taken a vacation. In August’s research round up, CHIR’s Olivia Hoppe looks into studies examining specialty drug coverage across commercial plans, the effects of the Affordable Care Act on people of different income levels, individual market premium predictions, employer-sponsored high-deductible health plans, and surprise medical bills in employer-sponsored insurance.
On July 11, the full House Ways and Means Committee approved multiple health-related tax bills, many of which would expand tax breaks for Health Savings Accounts (HSAs). As Georgetown Center for Children and Families’ Edwin Park explains, these HSA bills would primarily benefit those with high incomes, rather than make health coverage more affordable for low- and moderate-income children and families.
As tax filing season comes to a close, CHIR’s Emily Curran discusses recent findings by the JPMorgan Chase Institute showing that many will spend their tax refunds on health care. The findings are consistent with other trends showing that as out-of-pocket costs increase, individuals defer medical care, which can lead to serious health and financial consequences.
In the past month, new research highlights the regressive effects of high health plan cost sharing. In our first post for CHIRblog’s new What We’re Reading series, CHIR’s Olivia Hoppe dives into some recent health insurance and financial equity research.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
