As summer was winding down, CHIR was reading up on the latest health policy research. In August, we read about differences between Medicare Advantage and commercial plans’ negotiated hospital prices, the affordability of employer-sponsored insurance for older adults, and the expected growth of 2024 Affordable Care Act Marketplace premiums.
In most states, January 15 marks the end of the open enrollment period for 2023 coverage. While taking the final steps to enroll in a marketplace plan, there are a few important policies and procedures to keep in mind. We’ve highlighted some of the FAQs from our Navigator Resource Guide to help consumers through the process of finalizing their enrollment.
With support from the Robert Wood Johnson Foundation, CHIR recently updated its Navigator Resource Guide. During Open Enrollment, we will highlight FAQs that are likely top of mind for consumers and those assisting them. This week, CHIR’s Kristen Ukeomah shares FAQs on who is eligible for marketplace coverage.
For the past four years, December 15 has been the deadline for most Americans to enroll in the Affordable Care Act marketplaces for coverage effective the following year. This year the Biden administration has extended the sign-up window for an extra four weeks. CHIR’s Rachel Schwab takes a look at the benefits – and potential risks – of giving people more time to enroll.
Open Enrollment is just around the corner. There are new policies for the marketplace in 2022, including an expansion of opportunities to sign up for health coverage during and outside the annual open enrollment period. As a preview to our updated Navigator Resource Guide, CHIR provides a summary of some changes that may affect people enrolling in marketplace plans.
In the newly proposed 2022 “Notice of Benefit & Payment Parameters” the Biden Administration is reversing course on a number of policies that impact the ACA marketplaces. In the second of a three-part series, CHIR’s Megan Houston reviewed public comments from insurers about the proposed rule. Reviews of comments from consumer organizations will follow.
Open enrollment for the Obamacare marketplaces begins on November 1. While CHIR has been working hard the last several weeks to re-launch its Navigator Resource Guide with updated frequently asked questions and other exciting new features, many are just beginning to think about their health plan options for 2021. For those folks we have some helpful FAQs about the importance of coverage and the process for applying.
During the last open enrollment period, the Affordable Care Act’s marketplaces faced a number of headwinds, including federal policy changes predicted to curb enrollment. Given myriad obstacles to enrollment efforts, it came as no surprise that overall marketplace plan selections dropped slightly this year. But a deeper dive into enrollment trends reveals that most state-based marketplaces outperformed the federally facilitated marketplace. In a new post for the Commonwealth Fund’s To the Point blog, CHIR’s Rachel Schwab and Sabrina Corlette unpack data from the recent open enrollment period to see how the marketplaces performed during a turbulent time, finding that certain policy and operational decisions were associated with better results.
Open Enrollment for 2019 has ended in most states, but consumers are sure to be bombarded with sales pitches for alternative insurance products well beyond the December 15th deadline. Short-term plans are often marketed as lower-priced substitutes for ACA-compliant coverage, even though they cover far less. Since the Trump administration lowered federal guardrails on short-term plans, it has become particularly important for state insurance departments to highlight the limitations of these products. CHIR looked at insurance department websites to see what information was available for consumers regarding short-term plans.
Heading into open enrollment for 2018 marketplace coverage, experts predicted far fewer people would sign up for coverage. Despite the obstacles working against a successful open enrollment, sign-ups came close to last year’s tally: federally facilitated marketplaces (FFMs) logged 8.8 million plan selections, including close to 2.5 million new consumers, by the close of open enrollment on December 15th, nearing the 9.2 million plan selection from the previous year in just half the time. CHIR’s Olivia Hoppe and JoAnn Volk take a look at what explains the better-than-expected results.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
