individual responsibility requirement

Navigator Guide FAQ of the Week: Am I Required to Get Coverage?

Posted November 1, 2019 by Olivia Hoppe

Open Enrollment for marketplace coverage under the Affordable Care Act begins on November 1. To help assisters and consumers navigate this enrollment season, CHIR has updated its Navigator Resource Guide. Throughout Open Enrollment, we will highlight FAQs that are likely to be top of mind for consumers as they apply for and enroll in health coverage. This week, we are focusing on whether health insurance is still mandatory, and why it is important to have.

State Efforts to Pass Individual Mandate Requirements Aim to Stabilize Markets and Protect Consumers

Posted June 21, 2018 by CHIR Faculty

A handful of states are moving forward with plans to implement state-level individual health insurance mandates in light of Congress’s recent elimination of the federal mandate’s financial penalty. In their latest post for The Commonwealth Fund’s To the Point blog, CHIR experts Dania Palanker, Rachel Schwab and Justin Giovannelli analyze new sate individual mandate laws and highlight innovative models that were considered in states.

CHIR Expert Testifies at Ways & Means Committee Hearing on the Affordable Care Act

Posted April 14, 2015 by CHIR Faculty

The U.S. House of Representatives’ Ways & Means Committee held a hearing on the individual and employer responsibility requirements in the Affordable Care Act. CHIR’s own Sabrina Corlette was an invited witness and provided testimony on the law’s impact on consumers’ access to affordable, high quality health coverage.

Year One for the Shared Responsibility Payment: Taking a Closer Look at the Affordability Exemption

Posted February 23, 2015 by JoAnn Volk

The current tax filing season, for the 2014 tax year, is the first in which consumers will need to indicate whether or not they had coverage in 2014, or face a potential tax penalty for failure to have coverage throughout the year. JoAnn Volk takes a look at the affordability exemption and what consumers need to know.

Here’s the Latest on Mandate Exemptions

Posted February 4, 2014 by CHIR Faculty

Now that 2014 is here, the ACA’s individual mandate is in effect. In the last few months the Administration has issued some more guidance about how the mandate works, and our colleague Joe Touschner at Georgetown University’s Center for Children and Families provides this update.

Another Shift in Health Insurance Rules: Helping Consumers Keep Up

Posted December 20, 2013 by

On the eve of the December 23 deadline to sign up for health insurance coverage, the Administration announced that people whose previous health plans had been cancelled will now be allowed to enroll in alternative, bare-bones coverage. Consumers and those charged with helping them enroll – navigators, brokers, application assisters and others – are likely to have questions about the change. Sabrina Corlette provides answers here.

Delay the Individual Mandate? Why That’s a Bad Idea.

Posted September 24, 2013 by

The Urban Institute has published a helpful analysis of proposals to delay the Affordable Care Act’s individual mandate provisions. The authors detail why such proposals would have disastrous consequences for the millions of consumers expected to benefit from the law. Sabrina Corlette took a look and shares why delaying the individual mandate is tantamount to repealing the ACA itself.