Tag: individual mandate

Update on Fixed Indemnity Insurance: No Longer an ACA Loophole?

In recent rulemaking, the Obama administration attempts to close a potential loophole in the Affordable Care Act – the sale of fixed indemnity insurance policies marketed to look like health insurance but leaving consumers without the same protections. Sabrina Corlette takes a look at the proposal and what it might mean for consumers.

Here’s the Latest on Mandate Exemptions

Now that 2014 is here, the ACA’s individual mandate is in effect. In the last few months the Administration has issued some more guidance about how the mandate works, and our colleague Joe Touschner at Georgetown University’s Center for Children and Families provides this update.

Another Shift in Health Insurance Rules: Helping Consumers Keep Up

On the eve of the December 23 deadline to sign up for health insurance coverage, the Administration announced that people whose previous health plans had been cancelled will now be allowed to enroll in alternative, bare-bones coverage. Consumers and those charged with helping them enroll – navigators, brokers, application assisters and others – are likely to have questions about the change. Sabrina Corlette provides answers here.

Delay the Individual Mandate? Why That’s a Bad Idea.

The Urban Institute has published a helpful analysis of proposals to delay the Affordable Care Act’s individual mandate provisions. The authors detail why such proposals would have disastrous consequences for the millions of consumers expected to benefit from the law. Sabrina Corlette took a look and shares why delaying the individual mandate is tantamount to repealing the ACA itself.

Health Reform at Work: Lower Rates in New York State

Next year’s premiums for individual market plans will be way down in New York thanks to the Affordable Care Act. Christine Monahan discusses how a competitive exchange and the individual mandate will provide relief to cash-strapped New Yorkers.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.