high risk pool

House Hearings Shed Light on a Key Policy Priority: Protecting People with Pre-Existing Conditions

Posted February 19, 2019 by Rachel Schwab

After becoming a rallying cry in the midterm elections, pre-existing condition protections have taken center stage on Capitol Hill: in January and February, the House of Representatives held three hearings about protecting people with pre-existing conditions, before the Ways & Means Committee, the Education & Labor Committee, and the Energy & Commerce Subcommittee. As the ACA faces legal challenges in federal court, these proceedings set the scene for how this policy debate will play out in Congress and offer insight into potential legislative action.

Federal Flexibility Grants Highlight State Priorities for Market Stability

Posted September 24, 2018 by Rachel Schwab

Last month, the Department of Health & Human Services awarded $8.6 million in grants to 30 states and the District of Columbia to provide additional support to implement certain ACA market reforms, including guaranteed issue, guaranteed renewal, and the Essential Health Benefits. CHIR’s Rachel Schwab took a look at how states plan to use the federal funding, and what tops the list of state market stabilization and consumer protection priorities.

What’s the Difference Between Reinsurance and a High-Risk Pool? Two approaches to insuring those with pre-existing conditions

Posted March 6, 2017 by CHIR Faculty

Congressional leaders and the President have said any plan to replace the Affordable Care Act (ACA) will ensure access for people with pre-existing conditions. However, how they are covered matters a great deal, in part because of the effects on the stability of the risk pool in the individual market.