Tag: health insurance
How Insurers Can Advance Health Equity Under the Affordable Care Act

In a new post for the Commonwealth Fund’s To the Point blog, Katie Keith highlights several Affordable Care Act requirements that have not been fully utilized by insurers — resulting in gaps that exacerbate disparities. The post identifies examples where insurers and regulators could do more to turn commitment on health equity and racial justice into action.
Opponents of Fixing the Family Glitch Reveal their Fundamental Misunderstanding

The “family glitch,” a loophole in federal rules, bars millions of people from subsidized coverage because they have access to a family member’s employer-sponsored coverage The glitch is easy to fix, through either regulation or legislation. CHIR exposes that a paper released this week claiming a fix is illegal and harmful is based on a faulty presumption.
ACA “Family Glitch” Increases Health Care Costs for Millions of Low- and Middle-Income Families

The family glitch bars millions of people from accessing reduced premiums and cost-sharing through the marketplaces because a family member has an offer of employer coverage. In their latest post for the Commonwealth Fund To the Point blog, Christina Goe and CHIR’s Dania Palanker delve into the costs of the family glitch to low- and middle-income families.
Minority Health Month: National Latino Week of Action

April is Minority Health Month, a good time to consider ways to reduce the wide disparities in health insurance access and coverage that particularly affect people of color. For the National Latino Week of Action, CHIR looks at changes in the uninsured rate among the Latino/Hispanic community, and identifies opportunities to build on coverage gains thanks to the American Rescue Plan Act of 2021.
January Research Roundup: What We’re Reading

As the snow continues to fall, the CHIR team has cozied up indoors with new health policy research. This month, Nia Gooding reviewed studies on rates of enrollment in Marketplace coverage for 2021, Navigator experiences enrolling consumers during the 2021 Open Enrollment period, and outcomes from balance billing arbitration in New Jersey.
Navigator Guide FAQs of The Week: How to Use Your Coverage

Open Enrollment has ended in most states, and many consumers have signed up for a health insurance plan offered on the marketplace. In this installation, the CHIR team has compiled a number of frequently asked questions (FAQs) from our Navigator Resource Guide to help inform enrolled consumers on how best to use their coverage.
Navigator Guide FAQs of the Week: Who Qualifies for a Special Enrollment Period?

Open Enrollment has ended in most states, and many consumers have signed up for a health insurance plan offered on the marketplace. For those who haven’t, there may still be an opportunity to enroll in an ACA-compliant health insurance plan during a Special Enrollment Period (SEP), which are available in some states and to some consumers, depending on their eligibility. For more information, check out our state-by-state guide, which provides information on state specific policies toward health coverage.
November Research Roundup: What We’re Reading

As the autumn leaves change and the weather gets colder, we at CHIR are thankful for new health policy research. This November, Nia Gooding reviewed studies on policy interventions aimed at lowering health care costs, the impact of eliminating essential health benefits from private insurance plans, and tracking ACA marketplace premium costs for the coming year.