The Administration says it wants young and healthy people to enroll in the new health insurance exchanges. Why then did they just shut a lot of young and healthy people out? Sabrina Corlette examines yesterday’s decision to effectively bar students enrolled in self-funded college or university health plans from the exchanges.
Of the many consumer protection tools available to health insurance regulators, one of the most powerful is the ability to review premium rates. Yet, some states have made recent decisions to abdicate this authority to federal regulators. Sally McCarty discusses recently enacted legislation in Florida that suspends the state’s rate review requirements – and what it means for insurers, regulators, and consumers.
Before the ACA, many people were hesitant to launch their own business because they feared losing their employer-sponsored coverage, a phenomenon called “job lock.” Sabrina Corlette discusses a new Georgetown-Urban Institute report projects that the ACA’s insurance reforms will lead as many as 1.5 million more Americans to become self-employed.
Rhode Island’s insurance regulators are using their rate review authority in innovative ways to make premiums more affordable for consumers – and tackle some of the underlying drivers of health care cost increases. Sabrina Corlette takes a look at Rhode Island’s most recent action to push the rate review envelope.
The National Association of Insurance Commissioners (NAIC) continues its work to support states’ implementation of the ACA. One work group is taking on the daunting task of updating dozens of model state health insurance laws to reflect the ACA’s new consumer protections. Sabrina Corlette joined their most recent call and provides an overview of their progress.
When Stacy Cook learned she had breast cancer, her health coverage fell short. In this latest story in our series, funded by the Robert Wood Johnson Foundation, we take a look at how the Affordable Care Act will help ensure people have affordable, adequate coverage that’s there when they need it.
An interesting thing happened in Oregon last week after the Division of Insurance publicly posted insurers’ proposed premium rates for 2014. After seeing their competitors’ prices, two insurers asked the Division to allow them to reduce their proposed rates. Sabrina Corlette examines these recent developments and their implications for consumers.
On May 7th, the National Institute for Healthcare Management Foundation hosted a webinar on state marketplace development and the major milestones left to meet before open enrollment begins on October 1st. Allison Johnson listened in and has highlights from the panel of federal officials, industry representatives, and consultants.
This week CCIIO released new guidance and model language for insurers to use in communicating with consumers about their new health insurance coverage options. Sabrina Corlette takes a look at the guidance – and why it’s an important consumer protection.
While we have certainly seen some busy weeks for Affordable Care Act implementation, we had not expected this week to be so filled with new federal guidance and key events on exchange development and other insurance reform issues. To help you (and us) keep up, Katie Keith has a quick guide on what is happening this week on Affordable Care Act implementation.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
