Tag: health insurance

Market Reforms Roundup: New Report on State Action on 2014 Market Reforms

In our most recent issue brief for the Commonwealth Fund, CHIR researchers studied the progress states have made to date in implementing the 2014 market reforms and found that most states have yet to move forward with changes they need. Katie Keith discusses the actions that states have taken so far and what our findings mean for federal and state regulators as they implement the Affordable Care Act.

An Unfortunate Decision on Student Health Plan Coverage

The Administration says it wants young and healthy people to enroll in the new health insurance exchanges. Why then did they just shut a lot of young and healthy people out? Sabrina Corlette examines yesterday’s decision to effectively bar students enrolled in self-funded college or university health plans from the exchanges.

Florida’s Changes to Rate Review: Heading Backward?

Of the many consumer protection tools available to health insurance regulators, one of the most powerful is the ability to review premium rates. Yet, some states have made recent decisions to abdicate this authority to federal regulators. Sally McCarty discusses recently enacted legislation in Florida that suspends the state’s rate review requirements – and what it means for insurers, regulators, and consumers.

The ACA: Improving Incentives for Entrepreneurship and Self-Employment

Before the ACA, many people were hesitant to launch their own business because they feared losing their employer-sponsored coverage, a phenomenon called “job lock.” Sabrina Corlette discusses a new Georgetown-Urban Institute report projects that the ACA’s insurance reforms will lead as many as 1.5 million more Americans to become self-employed.

In the Midst of “Rate Shock” Fears, Insurers Request Lower Rates in Oregon

An interesting thing happened in Oregon last week after the Division of Insurance publicly posted insurers’ proposed premium rates for 2014. After seeing their competitors’ prices, two insurers asked the Division to allow them to reduce their proposed rates. Sabrina Corlette examines these recent developments and their implications for consumers.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.