Tag: health insurance

New Report Examines Early Indications of Insurer Participation and Competition in Health Insurance Exchanges

Posted by

One of the key goals of the Affordable Care Act is to make health insurance coverage more affordable and consumer-friendly by managing competition among health insurers through the creation of health insurance exchanges. A new report from researchers at the Urban Institute and CHIR released by the Robert Wood Johnson Foundation explores state actions to encourage or require participation on exchanges, and early indications of the level of competition among health insurers. Kevin Lucia highlights some of the findings from the report.

ACA Reforms Free Up Entrepreneurs to Focus on Their Business

Posted by

Entrepreneurs with dreams of venturing out to start their own business must now navigate a “wild west” of inadequate and unaffordable insurance options. But the Affordable Care Act’s reforms will change that for entrepreneurs like Joe and Virginia Murphy. JoAnn Volk tells their story.

New Report: States Going Above and Beyond to Create Sustainable Exchanges and Deliver Choice and Value to Consumers

Posted by

In a new report for The Commonwealth Fund, Sarah Dash, Kevin Lucia, Katie Keith, and Christine Monahan provide a comprehensive look at the critical design decisions made by 17 states and the District of Columbia that chose to establish a state-based exchange for 2014. Sarah Dash has highlights from the report and discusses what the findings mean for stakeholders.

Market Reforms Roundup: New Report on State Action on 2014 Market Reforms

Posted by

In our most recent issue brief for the Commonwealth Fund, CHIR researchers studied the progress states have made to date in implementing the 2014 market reforms and found that most states have yet to move forward with changes they need. Katie Keith discusses the actions that states have taken so far and what our findings mean for federal and state regulators as they implement the Affordable Care Act.

An Unfortunate Decision on Student Health Plan Coverage

Posted by

The Administration says it wants young and healthy people to enroll in the new health insurance exchanges. Why then did they just shut a lot of young and healthy people out? Sabrina Corlette examines yesterday’s decision to effectively bar students enrolled in self-funded college or university health plans from the exchanges.

Florida’s Changes to Rate Review: Heading Backward?

Posted by

Of the many consumer protection tools available to health insurance regulators, one of the most powerful is the ability to review premium rates. Yet, some states have made recent decisions to abdicate this authority to federal regulators. Sally McCarty discusses recently enacted legislation in Florida that suspends the state’s rate review requirements – and what it means for insurers, regulators, and consumers.

The ACA: Improving Incentives for Entrepreneurship and Self-Employment

Posted by

Before the ACA, many people were hesitant to launch their own business because they feared losing their employer-sponsored coverage, a phenomenon called “job lock.” Sabrina Corlette discusses a new Georgetown-Urban Institute report projects that the ACA’s insurance reforms will lead as many as 1.5 million more Americans to become self-employed.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.