Tag: health insurance marketplaces

Policy Innovations in the Affordable Care Act Marketplaces

The Affordable Care Act’s Marketplaces have seen record signups for 2024. Marketplaces can pursue innovative and consumer-friendly policies that bolster this crucial source of coverage. In a recent issue brief for the Commonwealth Fund, CHIR experts reviewed policy decisions across state-run Marketplaces and the federally facilitated Marketplace.

More Than a Website: Should the Federal Government Establish Additional Minimum Standards for the ACA’s Health Insurance Marketplaces?

The Affordable Care Act established health insurance Marketplaces to facilitate enrollment in comprehensive and affordable health insurance. Most states rely on the federal government to run their Marketplace, but recently, several states have expressed interest in taking over Marketplace operations. With Marketplace enrollment at an all-time high, and millions more people poised to transition from Medicaid to commercial insurance, the role of the Marketplaces as a coverage safety net has never been more pivotal. But federal rules impose few standards for states launching and maintaining a Marketplace. It may be time for the federal government to establish a stronger federal floor.

Implementing the Family Glitch Fix on the Affordable Care Act’s Marketplaces

A record number of people have signed up for health insurance through the Affordable Care Act’s marketplaces. This historic enrollment coincides with a new rule that fixes the “family glitch,” a former policy that blocked over 5 million people from accessing marketplace subsidies. In a post for the Commonwealth Fund’s To the Point blog, CHIR experts highlight the variety of activities undertaken by the ACA’s marketplaces to implement the family glitch fix.

What’s New for 2023 Marketplace Enrollment?

The annual open enrollment period for Marketplace coverage is right around the corner, running from November 1 through January 15 in most states. There are many new policies impacting the Marketplace in 2023, including an extension of enhanced financial assistance through the Inflation Reduction Act; a federal fix to the “family glitch” that will create more affordable coverage opportunities for families; and tools to make shopping for a Marketplace plan more consumer-friendly. CHIR’s Emma Walsh-Alker summarizes these and other recent policy changes that consumers may encounter this year.

Averting Premium Shock for Marketplace Consumers

The American Rescue Plan Act has led to record-high marketplace enrollment and significant savings for millions of consumers. But the law’s enhanced marketplace subsidies are set to lapse at the end of the year. In a new post for the Commonwealth Fund’s To the Point blog, Katie Keith explains why there is urgency for Congress to act sooner rather than later.

Standards for Provider Network Adequacy in Medicaid and the Marketplaces

Beginning in 2023, CMS will require QHP provider networks for plans sold on the federal marketplace to meet minimum time-and-distance standards and, beginning in 2024, minimum standards for appointment wait times. CHIR joined with colleagues at the Georgetown Center for Children and Families to examine the new marketplace network adequacy standards and how they compare to Medicaid’s standards.

To Avoid Big Coverage Losses, Marketplaces Need to Prepare for the End of the Public Health Emergency

The resumption of Medicaid eligibility redeterminations at the end of the COVID-19 public health emergency could result in millions of people losing their Medicaid coverage. The state and federal health insurance marketplaces can play a significant role helping many of these individuals transition to subsidized private insurance, but they need to start planning now.

State-Based Marketplaces Eye Health Equity, Expanding Enrollment Under New Federal Grants

Last month, the Centers for Medicare & Medicaid Services announced $20 million in grant funding for the 21 state-based marketplaces (SBM). The federal funding, allocated under the American Rescue Plan, will allow SBMs to modernize their technology platforms, outreach programs, and other systems and operations to ensure compliance with federal requirements, including the temporary expansion of marketplace subsidies. CHIR’s Rachel Schwab takes a look at some of the initiatives SBMs are planning with the new grant funding.

September Research Roundup: What We’re Reading

In our newest monthly roundup of health policy research, CHIR’s Rachel Swindle reviews studies on consumer knowledge of marketplace options, the consequences of allowing the American Rescue Plan’s marketplace subsidies to expire, and downstream impacts of cost sharing trends. 

August Research Roundup: What We’re Reading

For the latest monthly roundup of health policy research, CHIR’s Rachel Swindle takes a look at studies published in August on the how the uninsured rate has held steady during the COVID-19 pandemic and expiration of cost-sharing waivers for COVID-19 treatment.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.