Tag: health insurance marketplace

New Resource for Assisters Covers Private Insurance and Marketplace Plans

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Almost two months into open enrollment, Navigators and other consumer assisters must field a multitude of questions about plan options inside the marketplace and out, how individual and employer-sponsored coverage may change as a result of the ACA, and whether consumers have the coverage they need to satisfy the individual mandate. Today, CHIR released a Navigator Resource Guide that helps Navigators explain key insurance and marketplace concepts and accurately answer a wide range of questions.

New Report Evaluates States’ Strategies to Stabilize Health Insurance Premiums and Build Sustainable Exchanges

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The Affordable Care Act includes a range of health insurance reforms that will lead to health care costs being shared more evenly between the healthy and the sick. Some experts have pointed to concerns that in the short term, there will be premium “rate shock” for some individuals, while in the long term, exchanges will be vulnerable to adverse selection if they attract a disproportionate number of older, sicker enrollees. Under the ACA, states have considerable flexibility to implement additional strategies to manage their markets and protect consumers. In collaboration with researchers at the Urban Institute, CHIR faculty members Sabrina Corlette and Sarah Dash examine states’ strategies to make premiums more affordable and protect the exchanges from potential adverse selection.

Beware a Rush to Judgment Based on Early Enrollment Numbers

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The Obama Administration will soon release the first month enrollment figures for the new health insurance marketplaces. To put these early numbers in perspective, our Georgetown University Health Policy Institute colleague Jack Hoadley reflects on the Medicare Part D experience.

Helping Consumers Understand their Coverage Options, from Coast to Coast

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A massive consumer outreach and education effort is underway to help consumers understand their new coverage options under the Affordable Care Act. But obstacles remain, particularly in states with federally facilitated marketplaces. In the second of a two-part series of blogs for the Commonwealth Fund, CHIR faculty members Sarah Dash, Kevin Lucia, and Justin Giovannelli examined the range of outreach efforts across the states.

What CHIP Implementation Can Teach Us

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The early problems with the ACA’s health insurance marketplaces are frustrating. But if history is any guide, they will be temporary – and we can learn from them. Gene Lewit, a CHIP expert who lived through that law’s roll out in the 1990s, blogs about his new report, which finds that enrollment in new major health insurance expansions will be slow at first and expose problems that even the most careful planning might not have anticipated.

Policy Cancellations – Another Tempest in a Teapot?

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One of the latest ACA story lines involves people with individual health insurance policies receiving policy cancellation notices. Sabrina Corlette and Kevin Lucia dissect this emerging issue – as well as the protections and new coverage options available.

Back to Basics: A Reminder of What the ACA is all About

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With the website for the ACA’s health insurance marketplace off to a rocky launch, it can be hard to remember what the ACA is all about. It’s certainly not just about a website, and a new poll out from Gallup brings that fact home in a powerful way. Sabrina Corlette takes a look.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.