Tag: health insurance marketplace

Low-Income Households and ACA Tax Policies: Benefit from Tax Credits but Paying the Penalty

We are well into the third tax year of ACA premium tax credits and the individual shared responsibility requirement. The IRS recently released a report on 2014 income tax filings that includes data on the first year of the PTC and ISRP. We analyzed this data to look at the tax credits and payments by income brackets and found that millions of low-income tax filers benefited from the PTC in 2014 – but millions of low-income tax filers also paid the ISRP, indicating that a very vulnerable population still lacks coverage.

CHIR Expert Sabrina Corlette Talks Marketplace Problems, Possible Solutions at Alliance for Health Reform Briefing

On Monday, September 26th, CHIR’s very own Sabrina Corlette spoke at a briefing on the future of ACA marketplaces put on by the Alliance for Health Reform. Ms. Corlette joined representatives from Anthem, the American Action Forum, and Covered California to discuss the forecast for 2017 and potential policy solutions to expand coverage and access in the individual market.

Hand-Wringing Over the Affordable Care Act Forgets How Very Far We Have Come

The latest round of news about insurance company exits and price increases in the Affordable Care Act marketplaces has sparked more hand-wringing about the future of the law. But to truly assess how the law is working, we need to remember where we were, before the ACA, and how far we have come. Sabrina Corlette takes us down memory lane.

A “Volatile Marketplace”: Second Quarter Earnings Calls Offer Glimpse of How Insurers Are Faring on ACA Marketplaces—and What 2017 Might Bring

In a turbulent year for the Affordable Care Act, health insurers’ second-quarter earnings calls and financial filings can offer a glimpse of how they are faring on the ACA marketplaces and strategies for 2017. In their latest publication for the Commonwealth Fund, CHIR experts Sabrina Corlette, Kevin Lucia and Emily Curran share key takeaways from these key insurance industry financial reports.

As Administration Reviews Comments on Short-Term Insurance Plans, Analysis Finds Gaps in Coverage

The Obama Administration is reviewing feedback on its proposed rule to clamp down on the sale of short-term health plans. If finalized, the rule could help stabilize the Affordable Care Act marketplaces – and help protect consumers from being duped into buying plans that don’t meet their health needs. CHIR’s Dania Palanker shares what she found in a review of what short-term plans actually cover, as well as the mix of industry responses to the Administration’s proposed regulation.

Stabilizing the Affordable Care Act Marketplaces: Lessons from Medicare

In the late 1990s, Medicare officials faced decisions by insurers to cancel nearly half of their Medicare Advantage contracts. In a new issue brief for the Robert Wood Johnson Foundation, Georgetown experts Jack Hoadley and Sabrina Corlette assess the policies and strategies adopted to manage instability in the Medicare Advantage and Part D markets and whether they can be used to stabilize the Affordable Care Act marketplaces. Key takeaways from that issue brief are shared here.

Wisconsin’s Objection to Automatic Re-enrollment of Enrollees in Federally Facilitated Marketplaces

The administration recently issued a proposal to smooth renewals for consumers affected by insurance company exits from the health insurance marketplaces established by the Affordable Care Act (ACA). Wisconsin, which has been slow to warm to the ACA, is objecting on grounds that it violates principles of “consumer choice.” CHIR’s Sandy Ahn breaks down Wisconsin’s objection and contends the administration’s proposal not only protects consumer choice, but ensures continuous health insurance coverage for consumers.

State-Run SHOPs: An Update Three Years Post ACA Implementation

Small-business owners face unique challenges covering their employees; to lower barriers and increase options, the Affordable Care Act (ACA) created the Small Business Health Options Program (SHOP). In a new blog published by The Commonwealth Fund, CHIR experts Emily Curran, Sabrina Corlette, and Kevin Lucia evaluate the current state of these marketplaces three years into implementation.

New Health Affairs Policy Brief Examines the Regulation of Health Plan Provider Networks

Limited networks have become increasingly common on ACA marketplaces, comprising almost half of all offerings during the first two years of the exchanges. In a new policy brief for Health Affairs, CHIR experts Justin Giovannelli, Kevin Lucia, and Sabrina Corlette examine what the states and the federal government are doing to ensure that marketplace plan networks are adequate and transparent.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.