Tag: guaranteed issue

The Final Countdown for 2017 Coverage Underway in the Shadows of Affordable Care Act Repeal

Extended to December 19, 2016, consumers have four more days to enroll in an Affordable Care Act marketplace plan that starts January 1, 2017. With an incoming Congress and President-Elect promising to repeal the health care law, consumers may have questions about what will happen to their coverage or why they should bother to enroll. Before the sun sets on this year’s open enrollment season, we’ve answered a couple of common consumer questions.

The ACA Hit List for the New Congress: A Prescription for Big Premium Hikes

The recent election brings us a new Congress and a new leadership dedicated to repeal of the Affordable Care Act. But instead of pushing for full repeal, the likely new Senate Majority leader has said he would focus on rolling back only the provisions he’s identified as unpopular, such as the individual mandate. Sabrina Corlette takes a look at why he can’t have his cake and eat it too.

Narrow Networks Under the ACA: Financial Drivers and Implementation Strategies

The ACA’s essential health benefits and metal tier coverage standards, guaranteed issue, and community rating requirements help level the playing field among insurers. To compete on price, many are turning to limited network products. CHIR experts David Cusano and Amy Thomas discuss insurers’ approaches to the development of plan networks in the post-ACA era in a new blog post originally published by Health Affairs.

Cancellation of Policies in the Individual Market: Apology Accepted, Mr. President – No Further Action Required

Last Thursday, the President apologized to those individuals currently covered under an individual policy and who will need to transition to a new policy that complies with the 2014 requirements under the Affordable Care Act. In his latest blog, David Cusano notes that this result was a necessary and predictable one, and encourages Americans to accept the President’s apology and move forward by promoting and implementing the protections under the ACA.

Policy Cancellations – Another Tempest in a Teapot?

One of the latest ACA story lines involves people with individual health insurance policies receiving policy cancellation notices. Sabrina Corlette and Kevin Lucia dissect this emerging issue – as well as the protections and new coverage options available.

Health Reform at Work: Lower Rates in New York State

Next year’s premiums for individual market plans will be way down in New York thanks to the Affordable Care Act. Christine Monahan discusses how a competitive exchange and the individual mandate will provide relief to cash-strapped New Yorkers.

The ACA: Improving Incentives for Entrepreneurship and Self-Employment

Before the ACA, many people were hesitant to launch their own business because they feared losing their employer-sponsored coverage, a phenomenon called “job lock.” Sabrina Corlette discusses a new Georgetown-Urban Institute report projects that the ACA’s insurance reforms will lead as many as 1.5 million more Americans to become self-employed.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.