Tag: federally facilitated exchange
Affordable Care Act Navigators: Lack of Funding Leads to Consumer Confusion, Decreased Enrollment
Last year, we talked with Navigators to learn about how they reached consumers despite major funding cuts. In light of a number of new policy changes and further funding decreases, CHIR’s Olivia Hoppe checked in with Navigators and assisters from five states on how they fared in this year’s Open Enrollment, and the challenges ahead.
May Research Round Up: What We’re Reading
In this month’s research round up, CHIR’s Olivia Hoppe looks into analyses of the success of recent stabilization efforts, the consequences of current federal uncertainty on health insurance coverage, best practices from the federally facilitated marketplace (FFM), third-party payment programs, and why in the world hospital visits cost so much money for the privately insured.
I’m A Certified Application Counselor. This Year’s Open Enrollment Will Be the Most Challenging Yet
Enrolling in marketplace health insurance is already a tall order for many consumers because of the time and effort involved to sign up. This year is gearing up to be even more challenging. CHIR’s Olivia Hoppe details why this Open Enrollment will be her toughest yet as a Certified Application Counselor.
New Special Enrollment Roadblocks for Consumers: Hindering, not Helping Consumers Get Coverage
While Congressional leaders debate how to repeal and replace the Affordable Care Act, the Trump administration recently implemented new requirements for consumers seeking a special enrollment period for marketplace coverage. Designed to prevent people from waiting until they are sick before signing up for coverage, some of these new requirements could make it more difficult to enroll; others could reduce consumers’ plan choices. Sandy Ahn summarizes the new policy changes that went into effect last month.
New “Halbig Provision” in Health Plan Agreements Poses Little Threat to Consumers
Insurers that sell coverage through the ACA’s federally facilitated marketplaces must sign a privacy and security agreement with the federal government. New language gives insurers greater flexibility to end that agreement if premium tax credits cease to be available to marketplace enrollees. Justin Giovannelli explores the significance of this development for consumers.
State Restrictions on Health Reform Assisters May Violate Federal Law
Regulations issued last month by the Department of Health and Human Services show that laws in more than a dozen states may be invalid because they go too far in restricting the work of consumer assistance personnel certified under the Affordable Care Act. In a blog post published by The Commonwealth Fund, Justin Giovannelli, Kevin Lucia, and Sabrina Corlette discuss these new rules and how they affect state efforts to regulate consumer assisters.
Federal Court Ruling Casts Doubt on State Power to Restrict Health Reform Navigators
In January, a federal court in Missouri became the first to rule on whether states have the legal authority to restrict the work of the Affordable Care Act’s consumer assistance “navigators.” In a new post for The Commonwealth Fund, Justin Giovannelli, Kevin Lucia, and Sabrina Corlette discuss the decision and explore its significance for Missouri and the other states that have adopted restrictions on navigators and consumer assisters.
Enrollment is Going Up and Costs are Going Down: Some Recent Good News for the Health Insurance Exchanges
Cancellation of Policies in the Individual Market: Apology Accepted, Mr. President – No Further Action Required
Last Thursday, the President apologized to those individuals currently covered under an individual policy and who will need to transition to a new policy that complies with the 2014 requirements under the Affordable Care Act. In his latest blog, David Cusano notes that this result was a necessary and predictable one, and encourages Americans to accept the President’s apology and move forward by promoting and implementing the protections under the ACA.