Tag: excepted benefits

Limited Plans with Minimal Coverage Are Being Sold as Primary Coverage, Leaving Consumers at Risk

People shopping for health insurance online are often directed to websites using misleading or deceptive practices to steer them to products that are not compliant with the Affordable Care Act, such as fixed indemnity policies. In a new post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker and Kevin Lucia discuss the marketing of limited plans as a primary form of coverage and the risks these products pose to consumers. 

Final Rule on Wraparound Coverage as an Excepted Benefit

The Obama administration released a final rule providing the requirements for wraparound coverage to qualify as an excepted benefit. Excepted benefits are generally exempt from the Affordable Care Act market rules and popular with employers who want to offer additional benefits. CHIR’s Sandy Ahn provides a summary of the rule.

Coverage that Falls Outside Affordable Care Act Protections: A Primer on “Excepted Benefits” and Short Term Health Insurance

As consumers shop for health insurance, many may be offered coverage, such as “excepted benefit” plans or short-term, limited duration policies that fall outside of the protections required in the Affordable Care Act. CHIR’s Kayla Connor shares a primer on these policies, published by the Robert Wood Johnson Foundation’s State Health Reform Assistance Network.

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