Tag: essential health benefits
CHIR Holds Navigator Twitter Q&A: Top 5 Questions
The Center on Health Insurance Reforms held its first-ever Tweetchat in light of the release of our updated Navigator Resource Guide. We asked navigators, assisters, and consumers to ask us questions they had about Open Enrollment or health insurance generally. Here are five questions participants had about health insurance.
Federal Flexibility Grants Highlight State Priorities for Market Stability
Last month, the Department of Health & Human Services awarded $8.6 million in grants to 30 states and the District of Columbia to provide additional support to implement certain ACA market reforms, including guaranteed issue, guaranteed renewal, and the Essential Health Benefits. CHIR’s Rachel Schwab took a look at how states plan to use the federal funding, and what tops the list of state market stabilization and consumer protection priorities.
Next Effort to Repeal ACA Would Likely Look Like Last One
Congressional Republicans plan to pursue another attempt at repealing the Affordable Care Act next year if they maintain control of Congress after the midterm elections in November. Our Center for Children & Families colleague Edwin Park delves into what this would mean for Medicaid and insurance protections for people with pre-existing conditions.
Understanding the Market for Short-Term Health Plans: States Prepare to Identify, Oversee Sellers and Products
Last week, the Trump administration issued a final rule reversing federal limits on short-term health coverage, allowing such plans to become a long-term alternative to individual market coverage. On the eve of this policy shift, we surveyed Departments of Insurance in the seventeen state-based marketplace states to better understand their short-term markets. We found that most states do not have a complete picture of which insurers are marketing short-term policies in their state.
Coverage That (Doesn’t) Count: How the Short-Term, Limited Duration Rule Could Lead to Underinsurance
Any day now, the Trump administration is expected to publish new rules that will expand access to short-term, limited duration insurance (STLDI). These plans are allowed to discriminate against sick people, exclude coverage of essential health services, and impose lifetime and annual benefit limits. The Congressional Budget Office (CBO) says that the majority of plans expanded under this rule will be considered health insurance. CHIR’s Rachel Schwab takes a closer look at how CBO defines health insurance, and explains how the expansion of STLDI could lead to widespread underinsurance.
New Report Documents Barriers for People with Mental Illness, Substance Use Disorders Buying Coverage Before the ACA
In a report released this week by the National Alliance for Mental Illness (NAMI), Georgetown researchers Dania Palanker, JoAnn Volk and Kevin Lucia document the many ways that individual market plans available before the Affordable Care Act (ACA) fell far short of providing adequate, affordable coverage for people with mental illness and substance use disorders.
A Mother’s Day Gift Basket from Congress and the Trump Administration
This Mother’s Day, both Congress and the Trump administration have put together a special gift basket of policies that continue to threaten access to health care for women, mothers, and families everywhere. From federal funding cuts to weaker benefit requirements, CHIR’s Rachel Schwab and Dania Palanker unwrap the presents and assess their potential impact on coverage.
The 2019 Affordable Care Act Payment Rule: Summary & Implications for States
The Trump administration has released a new final rule to govern the Affordable Care Act’s individual and small-group markets, known as the 2019 Notice of Benefit and Payment Parameters. The rule includes an expansion of states’ role over the ACA’s health plan benefit and affordability provisions. In her latest Expert Perspective for the Robert Wood Johnson Foundation’s State Health and Value Strategies Program, Sabrina Corlette untangles the rule and its implications for state decision-makers.
The Future of the Affordable Care Act under President Trump: Stakeholders Respond to the Proposed Association Health Plan Rule. Part IV: Business Groups
In a recent proposed rule from the Department of Labor, the Trump administration has proposed major changes to the regulation of Association Health Plans (AHPs). In the fourth blog of our series examining feedback from stakeholders, CHIR’s Olivia Hoppe summarizes comments from twelve business groups.