Recent media articles touted the news that Senator Ted Cruz was planning to sign up for health insurance through one of the Affordable Care Act’s health insurance exchanges. Our colleague Sean Miskell notes that this is an example of the law working as intended, freeing people to pursue their professional hopes and dreams, without fear of losing job-based health coverage.
A little over a year ago, researchers at CHIR and the Urban Institute predicted a 1.5 million increase in the number of self-employed entrepreneurs, as a result of the Affordable Care Act (ACA). It’s too early to know whether this prediction will bear out, but Sabrina Corlette highlights some early anecdotal signs that the law is in fact ending the phenomenon of “job lock.”
The Congressional Budget Office’s release of new numbers on the ACA’s impact on employment sparked attack and counter attack among opponents and supporters of the law. But CHIR blogger Sabrina Corlette noticed that the CBO’s projections suggest something we at CHIR have suspected and written about for a while: the beginning of the end of job lock.
Entrepreneurs with dreams of venturing out to start their own business must now navigate a “wild west” of inadequate and unaffordable insurance options. But the Affordable Care Act’s reforms will change that for entrepreneurs like Joe and Virginia Murphy. JoAnn Volk tells their story.
Before the ACA, many people were hesitant to launch their own business because they feared losing their employer-sponsored coverage, a phenomenon called “job lock.” Sabrina Corlette discusses a new Georgetown-Urban Institute report projects that the ACA’s insurance reforms will lead as many as 1.5 million more Americans to become self-employed.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
