Tag: employer plans

Policy Experts Discuss Strategies to Keep Employer-Sponsored Health Insurance Afloat

Posted by

On October 3, CHIR held the first in a series of in-person policy briefings on the future of employer-sponsored insurance (ESI), sponsored by Arnold Ventures and West Health. The event, featuring remarks from U.S. Senator Maggie Hassan and a panel discussion moderated by Sarah Kliff of The New York Times, spotlighted state cost containment policies and employer strategies to inform the federal policy process concerning ESI, which covers almost half of all Americans.

ERISA 101: The United States’ Hands-Off Approach to Regulating Employer Health Plans

Posted by

Amidst growing health care costs, adequate health insurance coverage is increasingly unaffordable for employers and employees. There is a growing focus on the role employer-sponsored plans can play in health care cost containment, but under the Employee Retirement Income Security Act of 1974 (ERISA), the access, affordability, and adequacy of employer coverage is dictated less by law and regulation and more by individual employers.

Figuring out if COBRA Coverage is Right for You

Posted by

By the end of May, employers must notify eligible employees and former employees about the COBRA subsidies under the American Rescue Plan. Many of these folks may also be eligible for enhanced premium tax credits through the Affordable Care Act. CHIR’s Maanasa Kona walks through the different coverage options available.

Labor Day in a Pandemic: The Varnish of “Gold Standard” Employer Coverage is Wearing Thin

Posted by

CHIRblog took a break for Labor Day, but in light of the holiday, we continue to think about problems workers face getting access to affordable health insurance. Employer plans are often touted as the “gold standard” in health insurance. But millions of workers with job-based plans are underinsured, facing high cost sharing and premiums, and the COVID-19 pandemic is exacerbating problems with inadequate coverage as well as insurance access.

August Research Round Up: What We’re Reading

Posted by

This August, CHIR’s Olivia Hoppe summarized helpful resources on premiums and cost-sharing for working families, interventions to increase enrollment, the impact of the Affordable Care Act (ACA) on coverage gaps, and surprise billing prevalence.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.