Tag: auto-renewal

California’s Marketplace Tries New Tactics to Reduce the Number of Uninsured and Underinsured

Posted by

Despite a significant reduction in the uninsured rate over the last decade, millions of people still lack coverage, and many people who have insurance are unable to access care because of high cost sharing. In a new post for the Commonwealth Fund’s To the Point blog, CHIR’s Rachel Schwab, Justin Giovannelli, and Kevin Lucia look at California’s recently adopted strategies to reduce and prevent uninsurance and lower cost barriers to care for marketplace enrollees.

As Maryland Charts a New Course for Lowering Barriers to Coverage, Feds Could Raise Them

Posted by

Maryland is implementing a program that offers a new, easy way to enroll in comprehensive and affordable health insurance. At the same time, the federal government is considering ending auto renewal in the marketplaces, which facilitates millions of enrollments each year. CHIR’s Rachel Schwab takes a look at Maryland’s new program, and how state and federal enrollment policy can impact consumers’ access to coverage.

Stakeholders React to HHS’s Notice of Benefit and Payment Parameters for 2020. Part 2: State Insurance Departments and Marketplaces

Posted by

On April 18, 2019, the Department of Health and Human Services finalized changes to the Affordable Care Act marketplaces and insurance rules in the Notice of Benefit and Payment Parameters for the 2020 plan year. The agency received over 26,000 comments on the proposal. To gauge stakeholder reactions, CHIR reviewed a sample of these comments. In the second part of our blog series, Rachel Schwab summarizes responses from a selection of state insurance departments and state-based marketplaces.

Marketplace Coverage Renewals: Variation in State Approaches May Affect Consumers’ Finances

Posted by

Auto-renewal through the health insurance marketplaces is an important mechanism for consumers to avoid a gap in coverage, but variations in state and federal approaches could impact consumers’ premiums and tax credits. In their latest blog post for the Commonwealth Fund, CHIR experts compare the renewal processes chosen by 17 state-based marketplaces and assess their impact on consumers’ finances.

Grace Periods for Failing to Pay Insurance Premiums: What Consumers Need to Know

Posted by

On July 16 the Obama Administration published guidance for insurers in the federally facilitated marketplaces (FFMs) regarding a requirement that they provide a 90-day grace period to policyholders who fail to pay premiums. Sabrina Corlette reviews the new rules and offers some advice for consumers who might find themselves in this situation.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.