Open Enrollment is just around the corner. There are new policies for the marketplace in 2022, including an expansion of opportunities to sign up for health coverage during and outside the annual open enrollment period. As a preview to our updated Navigator Resource Guide, CHIR provides a summary of some changes that may affect people enrolling in marketplace plans.
Last month, the Centers for Medicare & Medicaid Services announced $20 million in grant funding for the 21 state-based marketplaces (SBM). The federal funding, allocated under the American Rescue Plan, will allow SBMs to modernize their technology platforms, outreach programs, and other systems and operations to ensure compliance with federal requirements, including the temporary expansion of marketplace subsidies. CHIR’s Rachel Schwab takes a look at some of the initiatives SBMs are planning with the new grant funding.
In our newest monthly roundup of health policy research, CHIR’s Rachel Swindle reviews studies on consumer knowledge of marketplace options, the consequences of allowing the American Rescue Plan’s marketplace subsidies to expire, and downstream impacts of cost sharing trends.
For the latest monthly roundup of health policy research, CHIR’s Rachel Swindle takes a look at studies published in August on the how the uninsured rate has held steady during the COVID-19 pandemic and expiration of cost-sharing waivers for COVID-19 treatment.
The American Rescue Plan made health insurance more affordable, but covering the 30 million remaining uninsured will require innovative efforts to broadcast and facilitate enrollment in subsidized insurance. To that end, several states, following an inaugural effort in Maryland, have proposed or are implementing a new avenue to enrollment through the tax-filing process. In a new post for the Commonwealth Fund’s To the Point blog, CHIR experts take a look at states that are operating or implementing “Easy Enrollment” programs, and how they may offer a bridge to more ambitious initiatives like automatic enrollment.
July’s latest health policy research is provided by CHIR’s Nia Gooding in our monthly roundup. She reviews studies on health equity and health plan benefit design, 2022 insurer rate filings, and employer market power in hospital price negotiations.
Starting July 1, those who faced a job loss in 2021 may be eligible for extra financial assistance on the marketplace. CHIR’s Megan Houston breaks down this provision of the American Rescue Plan and how consumers can access these benefits.
With another month comes a new crop of health policy research. This May, Nia Gooding reviewed studies on the demographic makeup of the uninsured population eligible for marketplace coverage, the association between hospital-physician integration and unnecessary patient referrals, and rationales for replacing silver loading for Marketplace coverage.
The American Rescue Plan temporarily increases the availability and generosity of federal premium assistance for people who obtain coverage through the ACA marketplaces. Were Congress to make these premium subsidy enhancements permanent, states would have more breathing space to address other barriers to care, potentially with support from an ACA Section 1332 waiver. In a new work for The Commonwealth Fund, Justin Giovannelli examines how a permanent boost to federal subsidies could give states new and different opportunities to help their residents using the ACA’s waiver program.
By the end of May, employers must notify eligible employees and former employees about the COBRA subsidies under the American Rescue Plan. Many of these folks may also be eligible for enhanced premium tax credits through the Affordable Care Act. CHIR’s Maanasa Kona walks through the different coverage options available.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
